Buy Bitcoin With Credit Card Instantly

Become a Bitcoin owner in a few minutes using your credit or debit card.

Store your funds securely in your CEX.IO account or send them to your external wallet.

We accept:

Become a Bitcoin owner in a few minutes using your credit or debit card.

Store your funds securely in your CEX.IO account or send them to your external wallet.

Buy crypto in 3 simple steps


Choose the amount to buy;


Pay with your credit or debit card;


Store your funds on CEX.IO or withdraw anytime.




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Crypto market can rally anytime. Buy Bitcoin today and be ready


How to buy Bitcoin with a credit card instantly?

Bitcoin is the first of its kind and thanks to numerous factors, it has spread around the world. Nowadays it’s not surprising to find out that your friend or relative who are not the most tech-savvy people out there, do hold some Bitcoins in their wallets. Some people prefer to hold it “just in case” if the market soars to new all-time highs. Meanwhile, other people build serious plans on it, implementing long-term strategies and short-term tactics. All this can be possible for anyone wishing to contribute to the modern world of digital currencies. At CEX.IO, we are striving to make digital assets easy to use as if they were the regular money that you’ve been using all your life. Now, let’s dive a little deeper and try to figure out what is the best way to buy Bitcoin. In this easy and comprehensive guide, you will find the answers to all your questions if you’ve been interested in buying it in the easiest and most efficient way.

Let’s say you’ve been doing your own research online and found numerous ways of how to buy Bitcoin instantly. Some of them might look quite bothersome and require some technical knowledge and skills to deal with the blockchain technology itself. Whereas you might not have any coins or tokens just yet and the first and foremost thing that you need to do is to find the best exchange to buy Bitcoin with a credit card. Take your time to make an informed decision because so many companies are offering their services online and you need to be sure of their legitimacy before you start dealing with them. Thankfully, CEX.IO is a regulated exchange which has a PCI DSS certificate that protects the consumers’ transactions via credit cards and debit cards. Whatever you choose — whether you want to buy Ethereum or buy Ripple, you can be sure that here you’ll find the easiest way to buy them.

Bitcoin buying options

Here at CEX.IO, we have quite a few ways of buying Bitcoin. You can choose different ones on every occasion, depending on which of them currently suits your needs and financial goals. So, consider these:

  • Buy Bitcoin instantly with a credit card;
  • Use the Trade option and place an order;
  • Go to the Exchange tab in our mobile app and enter the custom pair of currencies like BTC to USD or BTC to GBP.

All these methods are easy to use. You can do it from the first try even if you haven’t been dealing with anything like that before. Thanks to our convenient and easily navigated interface, you are having all the options that you need at your fingertips. The minimalist design helps to see the right buttons and info right away. Not only you can find these as well as many other useful services on our website but also download the mobile app and enjoy instant access to the hottest markets on the go.

How long does it take to purchase Bitcoin?

When using our Instant Buy service, buying Bitcoin happens in only a few minutes. You don’t have to wait and experience any insecurities about your transactions. With this particular option, buying any crypto as easy as buying any kind of thing in an online shop — it just happens instantly! By the way, you can also sell BTC in a similar way. We are also offering the Instant Sell option in our mobile app. With the help of this service, you can immediately sell Bitcoin for the hard cash and get the fiat currency on your card within a few minutes.

How much BTC should I buy?

Of course, it’s up to you to decide whether or not you should buy Bitcoin, and if yes, in which quantities should you buy it. The market is always volatile so you should perform extensive analysis before actually buying or selling any of those. First of all though, to ensure the safety and privacy of your transactions, you need to find a trusted crypto exchange.

Some savvy enthusiasts start from the notion that they need to find the cheapest way around. However, they often don’t realize that they should only choose the entity that abides by all the necessary regulations and acts very clearly according to the applicable law. CEX.IO operates legally in every region where we provide our services.

Buying Bitcoin could be considered a short-term investment, a long-term investment, or even a savings plan for retirement. Each person chooses the Bitcoin strategy that aligns more with their personal goals and style of trading if they practice it and are experienced enough to understand how to gain on price fluctuations. That’s why the particular amount of Bitcoin to buy differs on every respective occasion. You should always keep in mind that if your friend bought the X amount of Bitcoin and gained on the price movement, the same circumstances may never apply again. Instead, it’s a good idea to re-calculate how much BTC should you buy every time when you’re about to do it.

The markets nowadays, especially Bitcoin are very vibrant 24/7. Many traders also assume that Bitcoin kind of “sets the fashion” for the entire industry. Thus, all the smaller altcoins usually tend to follow the trends that the “king of them all” sets. Then again, it might not be the case because of the fork deployment on another coin, large purchase of an institutional investor, or some regulatory basis changes. So you always need to be aware of the majority of emerging news in order to understand how they can affect the psychology of traders and hence, the market prices. By doing so you can make more informed decisions when it comes to deciding what amount of Bitcoin you should buy on which day and time.

What are the fees?

Just like any other financial transaction, the purchase of Bitcoin proceeds with the help of certain fees. You can check out the most accurate rates on our Limits & Commissions page. Keep in mind that if you’re using a credit card to exchange the fiat money for Bitcoin, the company that issued this card may apply their own commissions for the transactions.

You need to be aware of all the applicable fees and commissions way before you decide on the amount of Bitcoin that you want to buy. The reason for that is simple. When you calculate the necessary amount of Bitcoin that you want to have on your account, add to this the sum that you’re expecting to spend on the fees. You will eventually see the exact number that you’ll receive in your wallet. The same is true vice versa — if you decide to sell your Bitcoin for fiat money one day, you need to understand the value of commissions that will be deducted in advance in order to transfer the right amount of dollars or euros.

If you don’t want to spend a lot of money by transferring cryptocurrency to fiat and fiat to crypto, there is another way around. You can exchange the other coins that you have for Bitcoin. To do this, you need to have some amount of those in your CEX.IO wallet. If you have them on your own cold wallet or in another digital storage, you can transfer them to the CEX.IO account as well. The next thing you need to do is to exchange that for Bitcoin. It’s as easy as the Instant Buy service and doesn’t require any advanced knowledge. Although, you might want to find out more about how fees will affect your exchange transaction and how you can benefit from the price fluctuations of various currencies in their pairs to one another. Because by selling for a higher price and buying for a lower price, you can enhance the initial amount of your investment. You do need to perform some calculation or at least know what the spread is and how to monitor when it’s beneficial for you and when it’s not. But once you get your grip on those basics, you might just open a road to managing your finances on an entirely higher level.

Buy Bitcoin with Mastercard, Visa card, prepaid cards

Once you understood how the Instant Buy option at CEX.IO works for buying Bitcoin, you can master various ways of doing it with different credit cards or debit cards. Some payment providers will fit your style of managing finances more than the other so it’s okay if you try one method and don’t like it and then switch to another one. Some people like Visa, while others use Mastercard. Just choose which one works best for you. You can also check out the ETH to USD rates if you want to expand your portfolio.

To make the process of buying Bitcoin as fast and smooth as possible, take a look at our Verification Guide and Payment Cards Guide. Moreover, you can buy Bitcoin not just by using a card but also by depositing another cryptocurrency or even going for the most traditional way — performing a bank transfer.

Technically, it’s also possible to use prepaid cards for depositing. A lot of the most popular payment providers issue their own prepaid cards, including PayPal, Mastercard, Visa, American Express. The convenience of this method is that you can buy this card anytime and use it for instant payments. The prepaid card doesn’t create an underlying bank account so you should also remember that it doesn’t work like any other credit card that you have. Typically, prepaid cards are not designed for receiving money from external sources that’s why they often don’t work in cases when you want to withdraw funds from your account.

How to buy BTC with a credit card: a step-by-step guide?

As you already know, all you need for buying some real BTC at CEX.IO is an account and your regular credit card. So, let’s say you’ve done your research and you firmly decided that you need some Bitcoins in your wallet. So what do you do next? We will guide you through the process of purchasing Bitcoin at CEX.IO in this walkthrough below.

CEX.IO Account

So the first and foremost step is to log into your account at CEX.IO in case if you already have it. If you are completely new to crypto and doing this for the first time - no worries! Registering an account is simple and it’s like if you were registering a regular user account on any website out there. Just type your email and name and proceed to the next step. You’ll also need to pass the verification and add one or a few cards to your account.

  • Register your account with CEX.IO (provide your email and full name);
  • Pass the verification process;
  • Link a credit or debit card to your account.

Next step - the buying process

Now comes the most important step. In just a few clicks you will obtain the BTC that you wanted so much! Keep calm, you are just a few minutes away from this much-anticipated event. You’ll be surprised how easy it is to buy Bitcoin with the Instant Buy at CEX.IO.

All you need to do is:

  • Go to the Buy/Sell page;
  • Enter the amount of BTC you want to buy. The amount of fiat currency that you’ll need to spend will highlight automatically;
  • Hit the Buy button and voila! You’ll see the BTC in your wallet right away.

You can buy Bitcoin instantly by using not only one device with access to the Internet. What do we mean by this? Meaning, you can create your own digital ecosystem by connecting your account to various devices. With that said, you can use the browser version of our website on your laptop, desktop computer, and tablet. Yet also you can always buy Bitcoin on the go if you install the CEX.IO mobile app.