How to Buy Bitcoin with Credit or Debit Card

Are you searching for a quick, cheap, and safe way to buy Bitcoin? CEX.IO combines everything one may need from a Bitcoin exchange. Whether you would like to receive some BTC instantly by making a market order or to wait for specific conditions for the order execution with a limit order option, CEX.IO offers a unique and simple solution.

There is almost no difference in the way of purchasing. Whether you would buy Bitcoin with credit card or through the bank transfer, it is easy and safe at CEX.IO. The service completely combines what one needs, including attractive prices, competitive fees, and easy navigation. And the simple process for conducting a purchase will eliminate any uncertainty. So, to buy Bitcoins on CEX.IO, you need to:

  • Choose the appropriate package or enter the custom amount of Bitcoin you want to receive;
  • Register on the platform;
  • Add any kind of card to your account, we accept both Visa and MasterCard, and it takes up to 5 minutes;
  • Buy Bitcoin with the verified credit card.

Success! Following those simple steps you have managed to buy Bitcoin!

Buy Bitcoin Instantly from a Safe Exchange

Many services nowadays offer their users to buy Bitcoin, but they may often turn out to be a scam. Such cryptocurrency exchanges may simply take your money and then disappear. But among many services available on the web, CEX.IO is the one that can definitely be trusted. Still, why trust us? Here are several reasons why we are among the market leaders.

The company is officially registered in the UK, has a Money Services Business status in FinCEN (USA), which means that we are recognized on the international level. At the same time, CEX.IO pays much attention to the issues of security, and the strong anti-DDoS protection as well as level 2 PCI DSS evidence that the service ensures the security of customers’ funds and personal data. In addition, two-factor authentication also contributes to the overall safety of the platform.

Additionally, transparent fees make the cryptocurrency exchange a reliable partner for our customers. Ultimately, easy navigation through the website will help everyone to find everything one needs with ease. Using the platform, thus, you will learn how to buy Bitcoin without wasting time or thinking about security risks.

Buy Bitcoin with Debit Card or Bank Transfer

People who would like to get some Bitcoin always look for the most convenient ways to accomplish it. And among the numerous ways to buy Bitcoin instantly, purchase with any kind of payment card is the most widely spread option. At CEX.IO, you can literally use any card issues in any currency. The system will automatically convert your currency into the one supported by the platform. So, you can be sure that your credit/debit card data are secure.

The cards we accept include but are not limited to:

  • Visa
  • MasterCard
  • Debit MasterCard
  • Bank transfer

This option may be especially useful for those seeking for the ways how to get Bitcoins for small amounts of money.

And for those who are ready to spend a large amount of money on BTC, you may prefer the option of funding your account via a bank transfer. It might take a little longer than in the case of credit card purchase. And you will have to pass the complete verification process to be able to use this payment option.

This short article shows you how to purchase Bitcoin using either your credit card or your bank account. And with CEX.IO you will not only be able to easily pay for the services but you will also get high security standards and speed of order processing, exceptional quality of support, and many years’ experience. Due to the convenience and clarity, one can easily purchase Bitcoin on the platform.

And it is high time to join the world of cryptocurrencies with us or advance your trading experience!

Best places to buy Bitcoin

One of the best places could be an online exchange. There are quite a few reasons for doing that. First of all, whether you consider digital money a serious long-term investment or a day trading instrument, you absolutely need a safe and reliable place for holding your funds and of course, for performing transactions.

Other reasons for choosing this method:

  • Easy to use, doesn’t require blockchain knowledge;
  • Regular free crypto giveaways;
  • Favorable conditions for trading;
  • Only legitimate coins listed (no scam coins);
  • Offers services which you won’t find on the blockchain itself (like Instant Buy/Sell)

  • Ability to hold various currencies (crypto and fiat) all in one wallet;
  • Special services like CEX.IO Staking which brings a passive income

  • If you’ve lost your password, it’s not the end of the world, unlike traditional wallets;
  • The rates are transparent and renew every 60-120 seconds (unlike P2P or DEX where you don’t even know at which price your order executes).

Centralized exchanges like CEX.IO come with a whole bunch of functionality wrapped in the simple and minimalistic design. But what’s even more important, their operation is supervised by numerous financial regulators. That’s why, an entity that works on a global scale, based on licenses obtained in every particular region where it operates, might be considered the best place. Otherwise, dealing with various independent storages incurs some risks associated with the nature of those methods. For example, a wallet address printed on a piece of paper may easily get lost. An account at an unregulated decentralized service brings a risk of hacking the individual profile and stealing funds.

On the other hand, if you’re using the services of a place like CEX.IO whenever you want to transfer BTC to EUR or vice versa, you can rest assured that your transaction will run smoothly. CEX.IO has created a safe environment for its users with enhanced measures of privacy and security. What’s more, thanks to high activity on our markets, we offer favorable conditions for buying and selling cryptocurrencies.


Can you buy and sell crypto instantly?

Yes. At the CEX.IO website, you can use the Buy/Sell section which allows buying Bitcoin and a number of other cryptocurrencies within moments of time. You can also use this service in our mobile app. The instantaneous buy and sell also applies to spot trading, which you can do here at CEX.IO. We have gathered the world’s leading markets and implemented the proprietary software to let our customers enjoy the Bitcoin exchange with high liquidity and the tightest spreads.

How can I get Bitcoin instantly at CEX.IO?

The option of instant purchase implies that you buy digital assets with a credit/debit card. If you want to use another method like bank transfer or e-wallet transaction, there’s also a way to buy them. Just refill your account balance by using any preferred method of payment. Then, you can complete the purchase by using your CEX.IO balance. Same applies to selling it. If you choose the credit or debit card, you’ll sell BTC for cash that will land on your card right away.

Can I buy Bitcoin today and sell tomorrow?

If you performed thorough research and believe that it’s the right time to buy or sell, you can do it at CEX.IO 24/7. When you plan on trading with large volumes, make sure you have the appropriate verification level. For arbitrage traders, we’ve also created a feature that monitors the price on various markets. Just open the CEX.IO mobile app and go to the Markets section. You will see there the current BTC prices in some of the world’s best providers. Use these numbers to decide where you want to buy or sell your BTC.

How long does a buy or sell take to complete?

With the Instant Buy and Instant Sell services, both these operations proceed within a few minutes of time.

Can I buy less than 1 Bitcoin?

Yes. To make the transaction even more convenient, you can type in the number that you want to buy or sell in a fiat currency that you’re using. The number of coins that you will obtain or sell will highlight automatically. At CEX.IO the minimal transaction is approximately $20 which is a tiny fraction of the oldest crypto. Please, check our BTC to USD price chart for finding the latest price correlation.

Do I actually own the Bitcoin I buy at CEX.IO?

Yes, you do own the cryptos you buy at CEX.IO. As soon as you create an account with CEX.IO, every type of crypto or fiat currency that you will hold in your wallet are completely real and they are entirely at your disposal. You can buy and sell whenever you want.

How to buy Bitcoin at CEX.IO: a step-by-step guide?

If you’ve ever made an attempt to buy digital assets, you probably know that sometimes it can become a really tiresome procedure. The network charges higher and higher fees and also you need to wait for the transaction to be approved. So, you might be thinking - is there a way to simply buy Bitcoin with a credit card instantly and not worry about private and public keys, wallet addresses, and all that? The answer is yes, there is a way! Just use a service by CEX.IO made specifically for those who want to buy or sell Bitcoin in no time.

So here’s what you need to do.

Go to the CEX.IO website and log into your account. At the top left corner, you will see a link to the page called Buy/Sell. Click on it and go to this page.


Next, you will see a number of options for buying crypto instantly with the help of Visa or Mastercard. You can choose a credit card in any currency. When you buy Bitcoin, the amount paid in fiat will lickelly automatically convert and charge the dollar equivalent which is displayed in the boxes below. You can buy it instantly in the amount of $200, $500, $1,000, or any other that you can enter in the box called “Your Amount”. In the same way, you can buy Ethereum instantly.


If you haven’t connected any credit or debit card just yet, the system will ask you to provide the card details as on the screenshot below. Just enter the data and safely proceed to the next stage.


After you’ve done that, Bitcoin appears in your CEX.IO wallet within a few moments. Now you’re a hodler of some real BTC!

Alternate ways of buying Bitcoin

Now let’s talk about various alternatives available today for buying Bitcoin.


Bitcoin ATMs are not a fantasy of the future. You may have one of them in your town. These ATMs work just like regular cash ATMs but they are not tied to a particular bank. How do they work? You walk up to a BTC ATM and choose how much of them you want to buy. You can buy them for cash or with the help of your credit card. For your fiat money, you get Bitcoins straight to your crypto wallet or an account on one of the exchanges. You can track the presence of a crypto ATM near you by using special apps which show the BTC cash kiosks on the map. Some ATMs also offer a range of altcoins but it’s not always possible to buy Ripple (XRP) and other cryptocurrencies that you may like because ATMs offer a limited choice of crypto to buy. Also, you never know if you’re buying coins at the best market price or not when using an ATM. Most likely, you won’t be able to check a BTC to GBP course at the spot. Additionally, you can’t sell crypto by using these devices while if having an online account you have access to the markets 24/7.


Decentralized exchange is another way to get some coins. The difference between them and centralized is that decentralized ones claim to not belong to one entity. They are rather a network of equal participants, just like any blockchain. Liquidity at such places formulates by the trading activity of buyers and sellers. The convenience of usage depends on a particular entity. For example, at some of them, you can use the slippage tolerance that is ok with you. While at other exchanges, you never know will the transaction execute exactly at the current price or slip. Some transactions may also get stuck in the network waiting for the approval of several validation rounds. It’s a real world of the blockchain, and if you are not tech-savvy enough to handle it, this method of buying Bitcoin may seem too complicated and unpredictable for you.


Peer-to-peer exchanges are where real hodlers meet. These are websites where buyers and sellers place their offers. For example, a guy has 10 BTC and he is ready to convert it to fiat. So he publishes an ad on a p2p website saying that he has some Bitcoins and is ready to send them to you if you’re willing to pay for it in fiat currency. There must be some way in which such places prevent scammers, yet still, the reliability of every user at such places is questionable since they are all registered there with fake nicknames. You essentially don’t know whether you can trust this person your money or not when buying BTC from them.