How to Buy Bitcoin & Crypto with ING Bank

If you want to buy Bitcoin using your ING account or cards, CEX.IO offers one of the most seamless ways to move from traditional banking into digital assets. ING’s growing involvement in blockchain and digital-asset innovation has empowered many of its customers to explore ING Bank crypto purchases through regulated platforms. 

This guide walks you through the process step by step, covering payment methods, fees, limits, and everything you need to get started quickly and securely.

What is ING Bank?

ING Bank is a Dutch-based global banking group known for its digital-first approach and strong presence across Europe. 

In recent years, ING has become increasingly active in the broader digital-asset space, experimenting with blockchain, smart-contract applications, and tokenisation projects. The bank is also part of a multi-bank consortium developing a MiCAR-compliant euro stablecoin, signalling a strategic interest in next-generation financial infrastructure.

Although its services do not include buying or selling crypto directly, customers can still buy crypto with an ING Bank, by using their ING Bank cards on regulated platforms such as CEX.IO.

How to buy Bitcoin with ING Bank on CEX.IO

If you want to connect your everyday banking activity with digital assets, CEX.IO allows you to use your ING Bank debit card to purchase crypto through Instant Buy. This creates a smooth bridge between your bank account and your CEX.IO Wallet.

You can use your Visa/Mastercard credit or debit card directly, or link your card with Google Pay or Apple Pay (where eligible) for fast and secure payments. 

Below is a step-by-step guide on how to buy Bitcoin with ING Bank using credit/debit cards. 

1. Create a CEX.IO Account

Begin by setting up your CEX.IO account. Use the website or mobile app to select Create your account, enter your basic details, confirm your email, and complete identity checks. This gives ING Bank customers a ready pathway to start card-powered crypto purchases.

2. Go to Instant Buy

Once verification is complete, you become eligible to buy Bitcoin with ING Bank. You can do so via Instant Buy, available in the user dashboard (left-hand side of the interface) or under the Products menu. The steps are as follows:

1. Navigate to Buy Cryptocurrency.
2. Choose your fiat currency.
3. Type the amount.
4. Select BTC or another supported asset.
5. Click Buy Crypto Instantly.

3. Add a Payment Method

From the Add Funds menu, navigate to Select Payment Method. Enter your ING Bank card details, then click Add Card to securely store them for future transactions (deposits and withdrawals).

4. Receive BTC in Your Wallet

After the payment goes through, your newly purchased BTC appears automatically in your CEX.IO Wallet. You can hold it, convert it, or interact with other platform tools, including Spot Trading and CEX.IO Convert.

Ways to Deposit from ING to CEX.IO

If you bank with ING, there are several straightforward ways to fund your CEX.IO account. The quickest method is using your ING Visa or Mastercard debit or credit card, which works seamlessly with our Instant Buy service for fast Bitcoin purchases. 

You can also link your ING cards to supported mobile wallets and buy crypto with Google Pay or Apple Pay, available on our web-based Instant Buy page or through the Buy tab in the CEX.IO App.

For those who prefer traditional banking, eligible users can buy Bitcoin with a bank account. To do this, navigate to Wallet in your CEX.IO dashboard, open the Add Funds tab in the top-right corner, and explore the available bank transfer gateways.

Fees and Deposit Limits for ING Bank

There are no ING Bank crypto fees, since ING does not apply extra charges for sending card payments to regulated exchanges. 

When depositing on CEX.IO with an ING Visa or Mastercard, your transaction is processed under our standard card fee structure, not a crypto-specific one. Deposits start at $20, with maximum limits such as up to $50,000 for Visa and up to $2,500 for Mastercard.

If you prefer mobile wallets, Google Pay and Apple Pay support ING-linked cards with deposit limits up to $1,000 per transaction. SEPA bank transfers start at €20 and have high upper limits, making them suitable for larger deposits.

All card-processing fees on CEX.IO, generally 0.49% to 4.99% plus a service charge, are shown clearly at checkout before the payment is submitted.

Why use CEX.IO to buy Bitcoin with ING Bank?

CEX.IO provides a reliable and convenient way to buy Bitcoin with ING Bank, backed by more than a decade of industry experience. We were among the first platforms to support card-based crypto purchases, making our workflows familiar and beginner-friendly for ING customers. Our interface is designed to guide new users while still offering the flexibility experienced traders expect.

Beyond simple buying and selling, CEX.IO supports multiple payment methods and a full suite of services. EEA residents can access the CEX.IO Crypto Debit Card for everyday spending, while CEX.IO Convert enables fast asset swaps at transparent rates. Eligible users may also explore CEX.IO Earn, a program that allows them to potentially receive crypto-denominated rewards by allocating a portion of their balance.