Buy Bitcoin
$300
~ 0 BTC
$500
~ 0 BTC
$1,000
~ 0 BTC
How to Buy Bitcoin & Crypto with First Citizens Bank
Looking to buy Bitcoin with First Citizens Bank? You can securely purchase Bitcoin and other cryptocurrencies using your debit or credit card on CEX.IO, a trusted and regulated exchange.
In this guide, we’ll show you how to set up your account, link your card, and complete your purchase in minutes, no waiting for ACH or wire transfers. You’ll also learn about other payment methods, including Apple Pay, Google Pay, and PayPal, for added flexibility.
What is First Citizens Bank?
First Citizens Bank is one of the largest family-controlled financial institutions in the United States, headquartered in Raleigh, North Carolina. It offers a broad range of services, including checking and savings accounts, loans, credit cards, and wealth management.
While the bank does not directly offer crypto or digital asset services, it allows customers to use their First Citizens Bank cards on regulated exchanges such as CEX.IO. This provides users with a safe, compliant way to enter the First Citizens Bank crypto market via secure, card-based purchases.
How to buy crypto with First Citizens Bank on CEX.IO?
Buying Bitcoin (BTC) with a First Citizens Bank card is quick and secure through CEX.IO. Whether you’re using a debit or credit card, the Instant Buy feature lets you purchase digital assets in just a few clicks on desktop or mobile.
1. Create CEX.IO Account
Start by creating your free CEX.IO account through our website or mobile app.
Here’s what to do:
- Register with your email and set a password.
- Verify your email address via the link we sent.
- Complete identity verification (KYC) by uploading a government-issued ID and a short selfie.
This process helps protect your funds and gives you full access to all features, including instant crypto purchases and secure wallet storage.
2. Access Instant Buy
Once your account is verified, log in and navigate to Buy Cryptocurrency, the easiest way to buy Bitcoin with a First Citizens Bank card.
In just a few steps:
- Choose USD as your currency.
- Enter the amount you want to spend.
- Select Bitcoin (BTC) or any other supported asset.
CEX.IO displays live exchange rates and transaction fees upfront, so you always know exactly what you’ll receive before confirming your purchase.
3. Add a Payment Method
Next, select Credit/Debit Card as your payment method and enter your First Citizens Bank card details:
- Card number
- Expiration date
- CVV security code
Your bank may send a one-time code or authentication request to confirm the payment. Once approved, the transaction is processed instantly and securely through encrypted channels.
4. Receive BTC in Your Wallet
After your payment is confirmed, your purchased Bitcoin will appear automatically in your CEX.IO Wallet. You can check your balance by accessing the Cryptocurrency tab within your Wallet.
From there, you can hold, trade, or transfer your BTC securely using our web-based platform or CEX.IO App.
Alternative Payment Methods Supported at CEX.IO?
CEX.IO supports a wide range of payment methods designed to make your crypto purchases fast and convenient. Beyond traditional card payments, users can also buy Bitcoin with Apple Pay or buy crypto with Google Pay, both offering quick one-tap checkout experiences. These mobile wallets ensure secure transactions and are available not only on mobile devices but also through the CEX.IO web platform for desktop users.
If you prefer digital wallets, U.S.-based customers can buy Bitcoin with PayPal, an exclusive payment method for this region. Fees vary depending on transaction size and currency, but processing is instant once your PayPal account is linked.
Users who wish to buy Bitcoin with a prepaid card can also do so, though we recommend verifying your card supports international online transactions before proceeding. Some prepaid issuers may require extra authorization, which could delay confirmations. Overall, CEX.IO’s flexible payment system ensures transparent fees, secure processing, and broad accessibility across devices and regions.
FAQ
Can you buy crypto with First Citizens Bank?
Yes. Eligible customers can buy crypto with First Citizens Bank by using their debit or credit cards on regulated exchanges such as CEX.IO. After verifying your account, simply link your card, choose your preferred digital asset, and complete your purchase through the platform’s secure payment system.
Does First Citizens Bank support crypto?
First Citizens Bank does not directly provide cryptocurrency trading or custodial services. However, it allows customers to use their bank cards to acquire crypto on regulated exchanges like CEX.IO, giving users a safe, compliant way to buy crypto with First Citizens Bank without moving funds via ACH or wire transfers.
Does CEX.IO accept First Citizens cards?
Yes. CEX.IO accepts First Citizens Bank cards for buying and selling crypto. Our platform also supports cards issued by other major U.S. banks, including JPMorgan Chase, Citibank, and Wells Fargo, ensuring flexibility and accessibility for customers across the country.
How to buy crypto with First Citizens Bank in the USA?
The process may vary depending on the exchange. Some platforms accept wire transfers or ACH payments, which can take several days to complete. On CEX.IO, however, users can buy crypto instantly with credit or debit cards, which is faster and more convenient. Card payments are processed securely, and purchased assets are credited to your wallet within minutes.
Can I buy crypto with a First Citizens Bank card?
Yes. You can use your First Citizens Bank debit or credit card to buy crypto on regulated exchanges like CEX.IO that support card payments. This method offers a quick and straightforward way to acquire digital assets without waiting for bank transfers to clear.
What fees are involved when using a First Citizens card for crypto?
When purchasing through CEX.IO, card deposits and withdrawals are subject to standard Visa or Mastercard processing fees. Deposits typically range from 0.49% to 4.99% plus a service charge, while withdrawals may incur similar fees depending on your card issuer and transaction amount.
What should I do if a crypto transaction fails?
First, check that your First Citizens Bank card has enough balance to cover the purchase and associated fees. Then, retry the transaction and confirm your card details are correct, including the approval steps required by your bank. If the issue persists, review our Payment Card Verification Guide or contact support@cex.io for assistance.