Buy Bitcoin with Raiffeisen Bank

How to Buy Bitcoin & Crypto with Raiffeisen Bank

Buying digital assets with a Raiffeisen Bank card is one of the easiest ways to buy Bitcoin instantly through CEX.IO. While Raiffeisen doesn’t provide direct crypto trading, eligible users can still enjoy a seamless Raiffeisen crypto experience by using their debit or credit cards to fund secure purchases on our platform. With fast processing, intuitive tools, and a user-friendly app, we make moving from everyday banking to your first BTC purchase simple and familiar.

What is Raiffeisen Bank?

Raiffeisen Bank is one of Europe’s established cooperative banking groups, known for its local branch network, customer ownership model, and traditional approach to personal and business finance. Customers can manage everyday banking needs through its web platform, mobile app, or in-branch support. 

While you can’t buy Bitcoin with Raiffeisen Bank directly, many users rely on their Raiffeisen cards to fund purchases on regulated third-party platforms like CEX.IO. The bank supports standard debit and credit card payments, enabling eligible customers to securely transfer funds to providers that facilitate digital asset purchases.

How to Buy Crypto with Raiffeisen Bank on CEX.IO

CEX.IO supports a fast card-based purchase flow that works seamlessly with debit cards issued by Raiffeisen Bank. Once your account is verified, you become eligible to buy BTC with Raiffeisen Bank and complete other crypto purchases in just a few steps.

1. Create a CEX.IO Account

To begin, open the CEX.IO platform through the app or website and select Create your account. Provide your email, set a password, choose your country of residence, and verify your email. This is your first step to using Raiffeisen for crypto trading. 

The next step is to continue toward identity verification, which will allow you to access card-based purchases and other CEX.IO services and features supported in your region. 

3. Go to Instant Buy

After verification, you can buy Bitcoin with a Raiffeisen Bank card. The Instant Buy feature works as follows:

1. Go to Buy Cryptocurrency.
2. Choose your fiat currency.
3. Enter the amount you want to use.
4. Select BTC from the dropdown.
5. Press Buy Crypto Instantly.

3. Add a Payment Method

Navigate to Add Funds and select Payment Method. Enter your Raiffeisen Bank card information and confirm with Add Card.

4. Receive BTC in Your Wallet

Once your card payment is authorised, your BTC is credited to your CEX.IO Wallet automatically. You can keep it there, convert it, or explore other CEX.IO tools when you choose.

Raiffeisen Crypto Trading Fees

Using a Raiffeisen card on CEX.IO follows our platform’s standard payment structure. When making a card deposit, users can expect minimum limits of $20 per transaction, with upper limits varying by card network, region, and verification level. 

Raiffeisen crypto fees align with CEX.IO’s general card commissions, typically ranging from 0.49% to 4.99% plus a service charge for deposits or direct purchases. 

Withdrawals may carry similar percentage-based fees. While Raiffeisen doesn’t set extra charges for crypto-related activity, your bank may apply its own foreign transaction or currency conversion fees depending on the payment currency.

Why use CEX.IO to buy Bitcoin with Raiffeisen?

CEX.IO offers a secure and intuitive way to buy crypto with Raiffeisen cards, supported by our user-friendly CEX.IO App for iOS and Android. Our Spot Trading platform provides clear charts and an intuitive interface suitable for all experience levels. 

EEA-based customers can also access our CEX.IO Crypto Debit Card, which allows them to spend their crypto holdings as fiat for in-store and online purchases. 

With fast card payments, strong security, and wide asset availability, we make it simple for Raiffeisen users to explore Bitcoin and other digital currencies.

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