How to Buy Bitcoin with Apple Pay

When it comes to buying crypto, CEX.IO has plenty to offer. We provide eligible users with a variety of convenient ways to obtain crypto, whether you are a beginner looking for a simple purchase method or an experienced trader seeking advanced tools and competitive rates. 

For example, our platform allows eligible customers to buy Bitcoin with a credit card without actually leaving the card details on our website. This is made possible through the integration of CEX.IO’s payment services with Apple Pay, which enables users to securely link their credit/debit cards or bank accounts, streamlining their online shopping experience — including crypto purchases.

In this guide, we’ll take you through each step of the process of how to buy Bitcoin with Apple Pay. 

Using Apple Pay on CEX.IO: What You Need to Know

CEX.IO exchange seamlessly integrates with mobile payment processors like Apple Pay and Google Pay. Eligible users can select their preferred payment method based on their device’s operating system (iOS or Android) and whether the service is supported in their country (more on this subject later).

For users who purchase Bitcoin and crypto through our iOS mobile app (for iPhone and iPad), Apple Pay will most likely be offered as a default payment method. During the checkout process, customers are typically allowed to enter their credit/debit card details to complete their purchases. However, in some rare cases, participants won’t be able to choose Apple Pay as a funding method. 

There are a few reasons for this. One might be that your country does not support Apple Pay, which is why it’s worth checking the availability of this service prior to buying crypto at CEX.IO. Another reason could be that users do not have an Apple Pay account, making it challenging for our payment service to recognize this payment method as a viable gateway. If this service is available in your country, setting up an Apple Pay account before buying crypto will likely help our system detect and suggest it as a method of payment during checkout.

So, what are the benefits of using Apple Pay? In short, here are the key aspects one should consider before using this payment service: 

• CEX.IO supports Apple Pay, a feature that is not always available with other exchanges.
• Provides security comparable to, or even surpassing, traditional credit/debit card and bank account payments.
• Enables crypto purchases without the need to share card or bank account details.
• Apple Pay is not available for withdrawals at CEX.IO. 

Let’s learn how to buy Bitcoin and crypto using this payment method in our step-by-step guide below. 

Buying Bitcoin with Apple Pay using the CEX.IO Mobile app

Obtaining Bitcoin and other listed crypto from our exchange with Apple Pay through our crypto mobile app is straightforward. Here are the instructions for buying BTC & crypto with Apple Pay at the CEX.IO exchange: 

Step 1 – Get the CEX.IO App

Download the CEX.IO app from your App Store. You can find the app by typing “CEX.IO app” in the search bar. Once you find the app, tap download and start the installation process. This typically takes under one minute to complete. 

Step 2 – Register

Once installed, run the app to start the registration process. Tap on the Register and complete the following fields: 

• Choose your country of residence
• Enter your email address
• Create a robust CEX.IO password

Accept the terms and conditions to complete the account creation process. 

Step 3 – Account and Identity Verification

After completing the short registration form, you’ll receive a confirmation email from CEX.IO. Go to your email inbox and click on the link. Next, begin the identity verification process. As part of our licensing and regulatory requirements, this step is necessary for KYC/AML compliance and usually takes less than five minutes. Here’s what to do next to verify:

1. Choose the country where you are currently living.
2. Enter your ZIP code.
3. Provide your state, city, and street address.
4. *If prompted, complete a brief questionnaire.
5. Input your phone number.
6. Complete the facial recognition verification.
7. Scan a valid ID, passport, or driver’s license. Make sure the document is up-to-date and not expired.

Step 4 – Buy Bitcoin with Apple Pay

The CEX.IO app lets you obtain Bitcoin and other crypto through multiple gateways. The most intuitive way to acquire cryptocurrency with Apple Pay is through our Buy functionality: 

1. Log in to your app using established credentials. 
   
   

2. Find the navigation bar at the bottom and tap Buy. 
   
   

    

3. Under Buy Crypto, choose the preferred asset from the dropdown list. 
   
   
4. Specify the amount you’re willing to pay for the transaction. 
   
   
   
    
5. Below, you’ll be presented with the amount of crypto you receive for the chosen amount. 
   
    
6. Tap Buy with Apple Pay. 

*If Apple Pay is not available by default, you can find this funding gateway by tapping Change Payment Method. You can also use this tab to change your payment preferences. For example, you can select to buy Bitcoin with a prepaid card (though we generally don’t recommend this method due to transaction confirmation challenges) or any other funding pathway you may find fit. 

Another way to buy crypto is through the CEX.IO Wallet:

1. Find and tap Wallet in the bottom navigation menu. 
2. Choose Buy from the pop-up window. 
3. Select the cryptocurrency (BTC, or any other) you want to buy from the dropdown list. 
4. Enter the amount of fiat you want to spend and review the corresponding amount of crypto you receive below. 
5. Tap on Buy with Apple Pay or Change Payment Method if Apple Pay is not enabled by default. 

FAQ

Which Cryptocurrencies Can I Buy with Apple Pay?

In addition to Bitcoin, CEX.IO allows you to buy other crypto with Apple Pay. We offer over 200 carefully vetted assets, including the largest cryptocurrencies by market cap: Ethereum (ETH), Solana (SOL), and XRP (XRP), stablecoins: Tether (USDT), USDC (USDC), and Binance USD (BUSD), as well as a wide range of memecoins: Shiba Inu (SHIB), Dogecoin (DOGE), and Trump Coin (TRUMP). However, keep in mind that due to regulatory requirements, some cryptocurrencies may not be available in your region. If you’re from the U.S., please check our list of supported assets in your country. We encourage users to conduct thorough research and confirm the availability of specific assets in their countries before registering at CEX.IO. 

Does Apple Pay charge fees?

Apple Pay itself does not incur any fees. However, there may be charges from the chosen payment routing provider. For instance, if you link a credit or debit card to Apple Pay, you could be charged a fee ranging from 0.49% to 4.99% plus a service charge, which is the standard commission for transactions made with Visa and Mastercard-issued cards.

What countries support Apple Pay?

Apple Pay is a widely accepted service available in 80+ countries, including the U.K., France, Germany, Hong Kong, South Africa, Norway, Kuwait, Saudi Arabia, Serbia, Sweden, Switzerland, and Denmark. To ensure maximum convenience, please verify that CEX.IO is licensed to operate in your country. For more details, please refer to our support guide.

How does withdrawal work with Apple Pay?

While we support Apple Pay for crypto purchases, this payment processor is unavailable for cashouts. However, eligible users can still select from a variety of other convenient withdrawal methods, like credit/debit cards, bank accounts, Skrill, Neteller, PayPal (for U.S.-based customers only), and MoneyGram. 

Here’s how to withdraw funds from your CEX.IO account through the mobile app:

1. Log in to your CEX.IO app. 
2. Tap Wallet. 
3. Select Send (the last feature on the right-hand side) from the pop-up menu. 
4. Choose the asset you want to withdraw. 
5. Specify the amount. 
6. Choose your preferred withdrawal gateway from the list of available methods in your region. 
7. Click the box to accept the Terms of Use, Refund Policy, Payment Conditions, and Cardholder’s Agreement.
8. Confirm your withdrawal request.

Please keep in mind that whether you want to sell Bitcoin or any other asset with ZERO risk via the CEX.IO service, our platform guarantees the security of your funds and personal details.  

How to send crypto to/from CEX.IO using Apple Pay?

Apple Pay does not have the functionality to hold or manage cryptocurrencies. You can use this payment processor to buy Bitcoin and other cryptocurrencies with fiat currencies (USD, EUR, GBP) by linking your credit/debit card or bank account. Still, you can not buy and send Bitcoin with Apple Pay currently. 

What other payment methods can I use to buy Bitcoin (BTC) at CEX.IO? 

If you’re experiencing technical difficulties with your Apple Pay account or simply find other payment methods more convenient, CEX.IO has plenty to offer. For Android users seeking simplicity and functionality similar to Apple Pay, we offer the possibility of buying BTC with Google Pay. Additionally, we provide a variety of other convenient payment methods beyond the ones mentioned earlier, such as:

• Credit and debit cards (Visa and Mastercard)
• Bank transfers (SEPA, SWIFT)
• Faster Payments
• MoneyGram (our most popular cash deposit method)
• Skrill
• Neteller
• PayPal (for U.S.-based participants only)
• Epay