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How to Buy Bitcoin & Crypto with MB WAY

MB WAY gives you direct access to your bank account through your phone, which makes everyday payments quick and controlled. That same structure defines how you can buy Bitcoin with MB WAY on CEX.IO.

MB WAY does not issue cards, so you cannot use it directly at checkout. You need to connect it to a provider such as Revolut, which gives you a card linked to your funds. After that, you complete the purchase through our Instant Buy flow. Once the transaction is approved, your crypto is credited to your free CEX.IO Wallet and becomes available for further use.

What is MB WAY?

MB WAY is a mobile payment service used in Portugal. It connects your bank account or debit card to your phone number and allows you to send money, pay online, or complete in-store transactions through a mobile app. The MB WAY payment method processes transactions instantly after you confirm them on your device.

You enter your phone number at checkout, receive a payment request, and approve it in the app with a PIN or biometric check. This creates a direct link between your bank and the transaction, so funds move immediately after approval.

MB WAY also supports peer-to-peer transfers, QR code payments, and cardless cash withdrawals. Because it operates through your bank account, each transaction reflects your available funds and updates your balance in real time.

How to Buy Bitcoin with MB WAY?

MB WAY does not issue a card, so you cannot enter your MB WAY card details during checkout. Our service supports card payments and selected e-wallets, but MB WAY does not connect directly to our payment flow. This setup explains how to use it to buy crypto.

You can still buy Bitcoin by using a supported workaround. You connect MB WAY to a service such as Revolut, which provides a card linked to your available balance. This card allows you to complete transactions through our Instant Buy feature.

Once you set up this connection, you use this card to buy crypto with Revolut on CEX.IO. You select your amount, confirm the payment, and complete the purchase. We then credit your crypto to your CEX.IO Wallet.

We explain each step in detail in the section below.

How to Buy Bitcoin at CEX.IO: a Step-by-Step Guide

You can buy crypto with MB WAY by connecting your card to a supported card provider and completing your purchase via Instant Buy. Follow these steps to complete the process.

Step 1: Create and verify your account

Register on CEX.IO with your email address and create a secure password. Confirm your email and complete identity verification. You upload the required documents and follow the on-screen instructions. Verification unlocks access to payment methods and sets your transaction limits.

Step 2: Open the Instant Buy section on CEX.IO

Log in to your account and go to the Buy Cryptocurrency section. Select your fiat currency, enter the amount you want to spend, and choose Bitcoin or another asset. Click Buy Crypto Instantly to move to the payment page and review your order details.

Step 3: Select Your Payment Method

Open the Select Payment Method tab and choose a supported card. Use a Revolut card linked to your MB WAY balance. Enter your card details and confirm the transaction. You can save the card for future purchases, which can reduce input steps during your next transaction.

Step 4: Receive Bitcoin in your CEX.IO Wallet

After approval, we credit your Bitcoin to your CEX.IO Wallet. Card payments usually process within minutes. Processing time depends on your bank and transaction checks. Once funds arrive, you can store, convert, trade, or withdraw your crypto within your account.

MB WAY Transfer Fees and Limits

MB WAY does not connect directly to our payment flow, so you complete your purchase through a linked card, such as a Revolut card funded via MB WAY. This setup means our standard card fees apply when you buy crypto.

Card purchases on CEX.IO follow a transparent pricing model. You see the full cost before you confirm the transaction. Fees typically range from 0.49% to 4.99%, plus a service charge that reflects market conditions and payment processing. Minimum purchase starts at $20, while maximum limits depend on your verification level and your card issuer’s rules.

Your Revolut card issuer may apply its own limits or checks, especially for international transactions. You need a sufficient balance and an enabled card for online payments.

MB WAY itself usually does not charge fees for standard payments or transfers within Portugal. Some banks may apply small charges for specific actions, such as withdrawals or premium features. Always review your bank’s terms to understand any additional costs that may affect your transaction.

What payment methods are available at CEX.IO?

If connecting MB WAY through a card feels indirect, you can use several other payment routes on CEX.IO. Each method follows a clear process and supports different funding preferences.

Buy BTC with an e-Wallet

You can buy crypto with Apple Pay or buy crypto with Google Pay by linking a supported card to your mobile wallet. You select your asset, confirm the amount, and approve the payment on your device. This method reduces manual input and speeds up checkout. Transactions usually process within minutes after approval. Availability depends on your region, device compatibility, and whether your card issuer supports mobile wallet payments.

Buy BTC with Bank Transfer

You can buy crypto with a bank account by funding your CEX.IO balance with fiat currency first. U.S. users can use ACH transfers, while European users can rely on SEPA. After the funds arrive, you convert them into Bitcoin via spot trading or a conversion tool. This method is suited to larger transactions and can reduce fees. Processing times vary by bank and can take from a few hours to several business days.

Buy Bitcoin with Cash

You can buy crypto with cash through services such as MoneyGram, which allows you to deposit physical cash and fund your CEX.IO balance. Once the funds appear, you convert them into Bitcoin. Some users also use crypto ATMs and transfer assets to their wallets. These methods often involve higher fees and additional steps, which can increase the total cost and processing time compared to card or e-wallet transactions.

Buy Bitcoin

FAQ

MB WAY is a mobile payment service used in Portugal. It links your phone number to your bank account or debit card. You approve payments through the app using a PIN or biometrics. Transactions are processed instantly upon confirmation and are reflected directly in your bank balance.

Yes, you can link multiple bank accounts or cards to MB WAY within the app. You select which account or card to use before confirming each transaction. This setup gives you control over funding sources and helps you manage payments based on your available balance.

MB WAY works with many Portuguese banks, including major providers such as Caixa Geral de Depósitos, Millennium BCP, Novo Banco, and Santander Portugal. Your bank must support MB WAY integration for you to activate the service and link your account to the mobile app.

MB WAY works mainly within Portugal. Some online merchants may accept it across Europe, but availability depends on the merchant and payment processor. You may face limitations when using MB WAY outside supported regions or for international transactions without a linked card.

Multibanco and MB WAY are part of the same payment network in Portugal, but they serve different purposes. Multibanco handles ATM and reference-based payments, while MB WAY operates as a mobile app for instant transfers, online payments, and card-linked transactions through your phone.

MB WAY is not a credit card. It is a mobile payment service that connects to your existing bank account or debit card. You do not receive a separate card. All transactions depend on the funds available in your linked account or card.

MB WAY does not issue debit cards, so you cannot enter MB WAY details directly on CEX.IO. You can link MB WAY to a service like Revolut, get a card, and use it to complete your purchase via Instant Buy on your CEX.IO account.

MB WAY uses bank-level security protocols, including two-factor authentication and app-based approval for every transaction. You confirm each payment on your device, which reduces the risk of unauthorized access. Security also depends on your bank, device protection, and how you manage your login credentials and payment approvals.

MB WAY is a legitimate payment service operated by SIBS, a major financial infrastructure provider in Portugal. Many banks support it, and millions of users rely on it for daily transactions. Its integration with established banking systems supports its credibility and ongoing use.

MB WAY payments process instantly inside the app, but you cannot use MB WAY directly for crypto purchases on CEX.IO. When you use a linked card, such as Revolut, the transaction usually completes within minutes after approval, depending on your bank and payment checks.

MB WAY operates mainly in Portugal. You need a Portuguese bank account and a supported mobile number to use it. Availability outside Portugal remains limited, and many international users cannot access MB WAY services unless they meet these requirements.

MB WAY does not operate in the USA. You cannot use it directly for crypto purchases. If you hold an MB WAY-linked account through another service, you may connect it to a supported card provider and use that card on CEX.IO to complete your purchase.

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