Buy Bitcoin with Wero
Learn the easiest way to buy Bitcoin & Brypto with Wero, including how it works, its pros and cons, and which simple alternatives to use, like credit or debit card, bank transfer, Apple Pay, Google Pay, and more.
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How to buy Bitcoin & Brypto with ACH Transfer
As Wero rolls out across parts of Europe, more users are exploring how it fits into crypto purchases. This article breaks down how Wero works, where it is available, and whether it can be used on CEX.IO.
You’ll also learn how to receive a free CEX.IO Wallet, which allows you to buy, sell, send, receive, convert, and trade Bitcoin and other cryptocurrencies through our web platform or the CEX.IO App for iOS and Android.
What is Wero Payment?
Wero is a European account-to-account payment solution developed by the European Payments Initiative. It enables fast, secure transfers directly between bank accounts using SEPA Instant rails, without holding a separate wallet balance. Wero works through participating banking apps or a standalone app and is most comparable to PayPal or Apple Pay, but it uses direct bank transfers instead of cards.
How does Wero work?
Wero lets people send money straight from one bank account to another using their mobile phone. Users access Wero through their banking app or the standalone Wero app, select a contact, enter an amount, and confirm the payment. There is no separate balance to manage and no cards involved, which means users always pay directly from their bank account without topping up a wallet or sharing card details. Today, Wero is mainly used for peer-to-peer payments, with online and in-store payments rolling out gradually across Europe.
Can I Buy Bitcoin with Wero on CEX.IO?
At the moment, CEX.IO does not support Wero, so it is not possible to buy crypto with Wero directly on our platform. While we continuously review new payment solutions, Wero is not yet available as a checkout method.
That said, users are not short of alternatives. CEX.IO was one of the first exchanges to introduce card payments and supports Visa and Mastercard, alongside bank transfers and popular e-wallets. These pathways cover a wide range of user needs across different regions.
What other Payment Methods can be used to buy Bitcoin on CEX.IO?
While Wero is not available on CEX.IO at the moment, users still have access to a wide range of reliable alternatives. CEX.IO supports credit and debit cards (which we cover in a later section), bank transfers, and popular e-wallets.
These methods cover different user preferences, from instant purchases to more structured fiat top-ups, ensuring that users across regions can buy Bitcoin and other cryptocurrencies with ease.
Buy Crypto with a Bank Account
Eligible users can buy crypto with a bank account on CEX.IO by topping up their account with EUR, GBP, or USD via supported bank transfer methods. Once the funds are credited, they can exchange fiat for crypto.
Many users choose Spot Trading, which allows seamless fiat-to-Bitcoin trades across 300+ vetted assets. For those who prefer simplicity, CEX.IO Convert offers a beginner-friendly way to exchange fiat to crypto, crypto to fiat, or crypto to crypto in just one click, without using trading interfaces.
Buy Crypto with Google Pay
Users can buy crypto with Google Pay by linking an eligible card to their Google Pay wallet and using it at checkout on CEX.IO. This method suits those who prefer not to share card details directly on the payment page.
Google Pay deposits process instantly and support smaller purchase amounts. Fees follow standard card pricing, ranging from 0.49% to 4.99%, plus a service charge. Google Pay supports deposits only and does not allow withdrawals.
Buy Crypto with Apple Pay
Users who prefer Apple devices can buy crypto with Apple Pay on CEX.IO using a supported card stored in Apple Wallet. Apple Pay works through the CEX.IO mobile app or the web platform.
Users select Apple Pay at checkout, review the details, and confirm the payment by scanning or authenticating on their device. This method focuses on speed and convenience, with fees aligned with card transactions, as with Google Pay, typically between 0.49% and 4.99%, plus a service charge.
How to Buy Bitcoin at CEX.IO: a Step-by-Step Guide
Credit and debit cards remain the most popular way to buy Bitcoin on CEX.IO, and globally, they are still the default method for online payments. While this approach may not feel as instant as scanning a QR code or sending money to a phone number with Wero, it is familiar and easy to follow.
If you’ve ever paid for something online, the process on CEX.IO will feel very similar. Our Instant Buy feature keeps things simple and works with cards as well as supported mobile wallets.
Step 1: Create and Confirm Your CEX.IO Account
Begin by signing up with your email address and setting a strong password. Once your account is active, complete the verification process. This step enables access to Instant Buy and card-based payments and helps protect your account. You will be asked to confirm your identity and basic personal details in line with regulatory requirements.
Step 2: Open Instant Buy and Set Up Your BTC Purchase
After verification, log in to your account and go to the Buy Cryptocurrency section. From there, follow the flow below:
- Choose the fiat currency you want to use, such as EUR, GBP, or USD.
- Enter the amount you plan to spend.
- Select Bitcoin (BTC) from the list of available assets.
- Proceed to the instant purchase screen.
- Open the payment gateways menu.
- Pick credit/debit card, or select Google Pay or Apple Pay if these are available in your region.
- Add your card details or confirm the payment through your chosen wallet.
- Check the order summary and approve the transaction.
Receive BTC in Your Wallet
Once the payment is approved, Bitcoin is added to your CEX.IO Wallet. In most cases, this happens within seconds. However, depending on your card provider and additional checks, processing can take longer and may take up to two or three days, although it is most commonly completed within 24 hours. You can view and manage your BTC at any time in the Assets section of your Wallet.
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FAQ
Can I buy Bitcoin with Wero on CEX.IO?
At the moment, it is not possible to buy Bitcoin on CEX.IO using Wero. However, users can choose from other popular and secure payment methods, including credit and debit cards, bank transfers, and supported e-wallets such as Google Pay and Apple Pay, depending on their region.
How to use Wero?
Wero lets users send and receive money directly between bank accounts using a mobile app. After linking a supported bank account, users select a contact, enter an amount, and confirm the transfer. While you cannot buy crypto with Wero on CEX.IO, it is commonly used for fast peer-to-peer payments across Europe.
Is Wero safe?
The Wero app is developed by the European Payments Initiative and operates in accordance with EU banking and payment regulations. Transactions rely on bank-level authentication and established SEPA Instant infrastructure. While no payment system is risk-free, Wero is generally regarded as a regulated and security-focused payment solution in supported European markets.
Should I consider buying Bitcoin with Wero?
There is nothing wrong with buying Bitcoin using Wero where it is supported. What matters more is the exchange you use. Choosing a licensed and regulated platform can help reduce unnecessary risks and provide clearer rules for payments, security, and how your funds are handled.
What is the difference between Wero and other card payments?
A Wero crypto payment is based on direct bank-to-bank transfers, while card payments and wallets like Google Pay and Apple Pay rely on Visa or Mastercard networks. Wero does not use cards or stored balances, which means fewer intermediaries. Card-based methods offer wider acceptance, faster checkout familiarity, and additional protections, but typically involve more fees and processing layers.
Where is Wero accepted?
Wero is currently accepted in selected European countries, including Germany, France, and Belgium, primarily for peer-to-peer payments. Acceptance for online and in-store payments is expanding gradually. At this stage, Wero crypto payments are not supported on most crypto platforms, including CEX.IO.
Can I use Wero in the U.S.?
No. Wero is currently available only in selected European countries, including Germany, France, and Belgium, and cannot be used by U.S.-based users. That said, users in the United States still have several alternatives on CEX.IO. You can buy Bitcoin with JP Morgan, Wells Fargo, or Citibank debit and credit cards, as well as with PayPal (available only to U.S.-based customers).