How to Buy Bitcoin & Crypto with UniCredit Bank

Managing your digital assets through CEX.IO offers a simple way to buy Bitcoin instantly, especially if you already bank with UniCredit. While UniCredit crypto services do not include built-in trading, eligible customers can still use their UniCredit debit or credit cards on CEX.IO to access more than 300 supported digital assets. 

This guide explains UniCredit's approach to crypto, how card-based purchases work, and the exact steps to begin buying Bitcoin securely on the CEX.IO platform.

What is UniCredit Bank?

UniCredit Bank is a major European banking group that provides retail, corporate, and private banking services across several EU markets. Known for its strong regulatory framework and traditional financial approach, UniCredit offers current accounts, international payments, savings tools, and a wide range of debit and credit cards. 

While the bank allows customers to interact with regulated digital asset platforms, UniCredit does not offer direct crypto trading in its app or support on-chain transfers. Instead, it focuses on maintaining clear risk controls around digital assets. Eligible customers can still buy Bitcoin with UniCredit Bank by using their UniCredit cards on regulated platforms such as CEX.IO, which support both debit and credit cards for secure crypto purchases.

How to buy Bitcoin on UniCredit on CEX.IO

If you already manage your finances through UniCredit and want a straightforward way to purchase digital assets, CEX.IO supports quick card-based purchases using your UniCredit debit card. The process is streamlined, works on desktop and mobile, and only takes a few minutes to complete.

Here’s how to buy BTC with UniCredit bank step-by-step:

1. Create a CEX.IO Account

Start by opening your CEX.IO account. Go to our website or download the app, choose Create your account, and fill in your email, password, and country of residence. 

Verify your email to continue. This is all you need to complete identity verification and become eligible to use UniCredit for crypto trading or other services on CEX.IO. 

2. Go to Instant Buy

After your account is verified, you can buy Bitcoin with UniCredit Bank on CEX.IO. 

Follow these steps:

1. Access the Buy Cryptocurrency tab.
2. Select your fiat currency.
3. Enter the amount you want to use.
4. Pick BTC from the asset list.
5. Click Buy Crypto Instantly.

3. Add a Payment Method

From the Add Funds section, open Select Payment Method and enter the details of your UniCredit bank card. Review the information and click Add Card to enable future purchases.

4. Receive BTC in Your Wallet

Once your payment is confirmed, Bitcoin will be delivered straight to your CEX.IO Wallet. You can store it, exchange it for other supported assets, or move to spot market activity when needed.

Fees and Deposit Limits for UniCredit

When depositing through CEX.IO using a UniCredit debit or credit card, users should be aware that UniCredit crypto fees on CEX.IO follow the standard card-based structure of 0.49% to 4.99%, plus a provider-specific service charge. 

Daily deposit limits start at $20 and increase with higher verification levels, while processing remains instant. 

Up to three successful card deposits are allowed per day. UniCredit cards can also be connected to Google Pay or Apple Pay, which use the same fee range and give eligible customers an additional way to buy crypto with Apple Pay or Google Pay on CEX.IO.

Why use CEX.IO to buy Bitcoin with UniCredit?

CEX.IO provides a regulated, user-friendly environment for those looking to buy crypto with UniCredit cards. With instant card processing, clear pricing, and access to 300+ digital assets, eligible users can complete secure Bitcoin purchases while managing everything through an integrated web and mobile platform.