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Buy Bitcoin with HiPay

Learn the easiest way to buy Bitcoin & crypto with with HiPay,  including how it works, its pros and cons, and which simple alternatives to use, like credit or debit card, bank transfer, Apple Pay, Google Pay, and more. 

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How to buy Bitcoin & Crypto with HiPay

If you are looking to buy Bitcoin with HiPay, it is important to know that HiPay is not supported as a payment method on CEX.IO. The HiPay app and payment gateway cannot be used to fund crypto purchases or connect directly to your CEX.IO account.

However, Europe-based users can still buy cryptocurrencies on CEX.IO using supported payment methods, including credit and debit cards, SEPA bank transfers, and mobile wallets like Google Pay and Apple Pay. Once your assets are in your free CEX.IO Wallet, you can also sell, convert, and trade crypto alongside other supported cryptocurrencies, all within the same platform.

What is HiPay?

HiPay is a payment services provider that offers online payment processing for businesses, including card payments, local payment methods, and fraud-prevention tools. The HiPay app and gateway are mainly designed for merchant checkout flows rather than consumer crypto purchases. As a result, HiPay cannot be connected directly to a CEX.IO account.

How does HiPay work?

HiPay enables businesses to accept customer payments by card and other payment methods at checkout. It acts as an intermediary between merchants, banks, and card networks to securely process transactions. While users sometimes search for ways to buy Bitcoin with HiPay, this is not possible on CEX.IO, as HiPay is not supported as a funding method for crypto purchases on the platform.

What Alternative methods can I use to buy Crypto on CEX.IO?

Although HiPay is not available on CEX.IO, that does not mean you are limited when it comes to buying crypto. CEX.IO supports a wide range of payment methods, designed to match different user needs, preferences, and experience levels.

The most commonly used methods remain credit and debit cards and SEPA bank transfers, which offer a familiar and reliable checkout flow for Europe-based users. At the same time, a growing number of customers choose mobile wallets for added convenience. On CEX.IO, you can buy crypto with Google Pay and Apple Pay by linking a supported card and completing a purchase through Instant Buy, without manually entering card details each time.

In addition to cards and bank transfers, CEX.IO supports several alternative payment services, depending on your region and verification level, including:

  • Credit and debit cards
  • Bank accounts
  • Google Pay and Apple Pay
  • Skrill
  • NETELLER
  • Venmo
  • Revolut
  • MoneyGram
  • Wise
  • Payoneer

While it may also be possible for some users to buy crypto with a prepaid card, we generally do not recommend this route, as prepaid cards can lead to transaction confirmation issues or inconsistent approval rates. For the most reliable experience, standard Visa or Mastercard bank cards and supported mobile wallets remain the preferred choices.

How to buy Bitcoin at CEX.IO: a Step-by-Step Guide

As mentioned above, CEX.IO does not support HiPay as a payment method. However, we do support credit and debit cards, which remain the most popular and widely used way to buy crypto on our exchange. 

The steps below explain how to buy Bitcoin with a bank card, but the same Instant Buy flow also applies to other supported payment methods available in your region.

Step 1: Create an Account and Verify

Start by registering on the CEX.IO website or mobile app. After setting up your account, complete identity verification by providing the required personal details and documents.

Verification enables access to card payments and other supported funding methods.

Step 2: Choose BTC

  1. Navigate to the Buy Cryptocurrency section. 
  2. Select your fiat currency.
  3. Enter the amount you want to spend. 
  4. Choose BTC from the list of available assets. The system will show how much BTC you will receive before you continue.
  5. Click Buy Crypto Instantly to proceed to the checkout page. 

Step 3: Select Your Payment Method

From the Add Funds page, access Select Payment Method on the left-hand side of your interface. Choose credit/debit card as your preferred funding gateway and enter the following details:

  1. Card number (16-digit number on the front).
  2. Expiration date of your card. 
  3. CVV (a small, three-digit number on the back of your card). 

Once done, review all details, then click Add Card to streamline future purchases and withdrawals. Complete your transaction as instructed on the screen. 

Step 4: Receive BTC in Your Wallet

Once the payment is approved, your Bitcoin is credited to your CEX.IO Wallet. From there, you can store it, exchange it for other supported assets, or withdraw it whenever needed.

Why Consider Using CEX.IO for Crypto Purchase?

CEX.IO is built to make crypto purchases straightforward, secure, and accessible for users at different experience levels. Getting started is simple. The verification process is streamlined and typically takes under six minutes to complete, after which you receive access to a free CEX.IO Wallet to store your crypto holdings securely.

For beginners, Instant Buy offers a clean, intuitive way to buy crypto in just a few steps, without complex interfaces or technical tools. Multiple payment methods are supported, allowing users to choose what fits their everyday payment habits and regional availability.

More advanced users can use Spot Trading, which offers a user-friendly trading interface, or CEX.IO Convert to exchange crypto-to-crypto, crypto-to-fiat, or fiat-to-crypto instantly, without charts or manual order placement.

For EEA residents, the CEX.IO Crypto Debit Card adds everyday utility, allowing users to spend their crypto holdings online and in-store like a regular fiat card, where supported.

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FAQ

No. HiPay crypto purchases are not supported on CEX.IO. You cannot buy Bitcoin with HiPay or connect the HiPay app to your CEX.IO account. Instead, users can buy Bitcoin using supported payment methods, including credit and debit cards, SEPA bank transfers, Google Pay, and Apple Pay.

HiPay is generally considered safe for online merchant payments, as it uses standard security and fraud-prevention tools. 

You cannot buy Bitcoin with HiPay on CEX.IO, so no HiPay-specific fees apply. For supported payment methods, costs and limits vary by method and region. You can always review the latest charges on the CEX.IO Fees and Limits page before completing a purchase.

HiPay is not supported on CEX.IO, but identity verification is required for all crypto purchases on the platform, regardless of payment method. As a regulated and licensed service, CEX.IO requires users to complete verification before buying, selling, converting, or transferring digital assets.

HiPay supports several fiat currencies for merchant payments, including the euro (EUR), pound sterling (GBP), American dollar (USD), Canadian dollar (CAD), Polish zloty (PLN), Swiss franc (CHF), Brazilian real (BRL), and Japanese yen (JPY). HiPay does not support cryptocurrencies or crypto wallets.

Buying Bitcoin with HiPay is not possible on CEX.IO, so safety does not apply in this context. For supported methods, CEX.IO uses secure payment processing, account verification, and platform-level safeguards to help protect users during crypto purchases.

HiPay is available in several countries, including Belgium, Brazil, France, Germany, the Netherlands, Portugal, Spain, and the United Kingdom. Availability depends on local regulations and merchant support. Even where HiPay is available, it cannot be used to buy Bitcoin or other crypto on CEX.IO.