Buy Bitcoin
$300
~ 0 BTC
$500
~ 0 BTC
$1,000
~ 0 BTC
How to Buy Bitcoin & Crypto with Fifth Third Bank
If you’re a Fifth Third Bank customer ready to explore the crypto market, CEX.IO gives you a fast, secure, and regulated way to do it.
Instead of waiting days for ACH transfers and wire payments, you can use your Fifth Third Bank debit or credit card to buy Bitcoin instantly. Our streamlined process makes it simple to get started, manage your assets in one place, and enjoy real-time access to your crypto through a trusted U.S.-regulated platform.
Read on and learn how to buy crypto with Fifth Third Bank in our step-by-step guide.
What is Fifth Third Bank?
Fifth Third Bank, founded in 1858 and headquartered in Cincinnati, Ohio, is one of the leading financial institutions in the United States. Operating under Fifth Third Bancorp, the bank serves individuals, small businesses, and large corporations through its primary divisions, including Commercial Banking, Branch Banking, Consumer Lending, and Wealth & Asset Management.
With over 18,000 employees, $212.7 billion in assets, and more than 1,000 branches, Fifth Third Bank provides comprehensive financial services across 11 states.
Customers can handle daily transactions with a Fifth Third Bank Debit Card or move money via ACH transfers and wire payments for both domestic and international needs.
However, CEX.IO does not support these transfer types for U.S. users. Instead, Fifth Third Bank customers can link their credit or debit cards to make instant crypto purchases on CEX.IO.
Using cards allows near-immediate processing, clear fee visibility, and automatic crediting of
funds to your CEX.IO Wallet, offering a secure, efficient, and fully regulated way to engage with digital currencies.
How to buy crypto with Fifth Third Bank on CEX.IO?
Those looking to buy Bitcoin with Fifth Third Bank can complete their purchase in just a few minutes using a Fifth Third Bank debit or credit card.
Our Instant Buy feature provides a simple and reliable way to acquire crypto without relying on ACH transfers or wire payments. Every transaction is processed securely, with funds credited to your CEX.IO Wallet almost immediately.
Follow these quick steps to make your first crypto purchase safely and conveniently.
1. Create CEX.IO Account
Start by creating your free account on CEX.IO.com or in the CEX.IO App. Enter your email, choose a password, and confirm your country of residence.
After verifying your email, complete KYC by submitting your ID and a short selfie.
Verification usually takes only a few minutes, after which you can fund your wallet, buy crypto, and explore the platform’s full range of products.
2. Access Instant Buy
After verification, sign in and go to Buy Cryptocurrency. In this section, pick USD as your purchase currency, enter how much you want to spend, and select BTC from the dropdown list. You can scroll or search directly for Bitcoin.
Once ready, click Buy Crypto Instantly, and you’ll be directed to the Add Funds. This will allow you to buy Bitcoin with the Fifth Third Bank safely and securely.
3. Add a Payment Method
When you reach the Add Funds page, confirm your chosen amount or pick another from the available presets. Then go to Select Payment Method and choose Credit/Debit Card as your option.
Provide your Fifth Third Bank credit card (or debit card) number, expiration date, and CVV, then click Add Card to save it for next time.
Don’t forget to review the details on screen before confirming your payment to complete the transaction instantly.
4. Receive BTC in Your Wallet
Your Bitcoin arrives in your CEX.IO Wallet within seconds of completing the purchase. You’ll see it under the Cryptocurrencies tab, alongside your other assets.
This wallet, courtesy of CEX.IO, allows you to hold, sell, or convert your BTC instantly using CEX.IO’s integrated tools, with every transaction executed securely and in real time.
Why Use CEX.IO with Fifth Third Bank?
If you want to buy crypto with Fifth Third Bank on CEX.IO, there are a few aspects to keep in mind.
First, fees depend on the transaction type and payment method. For Visa and Mastercard, deposits start at $20, while withdrawals range from $20 up to $50,000 for Visa or $2,500 for Mastercard.
Second, CEX.IO applies a transparent commission structure of 0.49% to 4.99%, plus a small service charge, depending on your card issuer and purchase amount. These fees cover both deposits and withdrawals made with your Fifth Third Bank debit or credit card.
Finally, although Fifth Third Bank charges $25 to $45 for outgoing wire transfers and $15 for incoming wire transfers, CEX.IO does not support wire transfers or ACH payments for U.S.-based customers.
Using a Fifth Third Bank card instead ensures faster processing, secure transactions, and instant crediting of crypto to your CEX.IO Wallet.
FAQ
Is Fifth Third Bank crypto-friendly?
Yes. Fifth Third Bank has become increasingly crypto-friendly, recognizing digital assets as part of the future of payments. The bank’s leadership supports the use of blockchain and stablecoins to improve transaction speed and security. Through partnerships and internal research, Fifth Third is exploring safe, regulated ways to integrate crypto technologies while maintaining customer trust and compliance across its financial ecosystem.
Does Fifth Third Bank allow crypto?
Yes. Customers can buy Bitcoins with Fifth Third Bank cards on regulated exchanges such as CEX.IO. While the bank doesn’t offer direct crypto trading, its openness toward digital assets and stablecoins aligns with innovation in modern payments. By supporting card-based crypto transactions, Fifth Third allows users to engage with cryptocurrency securely and in compliance with U.S. financial regulations.
Where can I buy crypto with Fifth Third Bank?
You can buy crypto on CEX.IO using your Fifth Third Bank debit or credit card. Our regulated platform enables fast, secure, and transparent transactions with instant delivery to your wallet. This eliminates delays from ACH or wire transfers, giving you immediate access to Bitcoin and other supported cryptocurrencies.
Can I use my Fifth Third Bank debit or credit card on CEX.IO?
Yes. You can use your Fifth Third Bank debit or credit card on CEX.IO through our Instant Buy feature to purchase Bitcoin and other cryptocurrencies instantly. Customers can also link their card to Google Pay, Apple Pay, or PayPal (for U.S.-based customers only) for added flexibility. All transactions are processed securely with transparent fees and instant delivery of crypto to your CEX.IO Wallet.
Can I buy crypto directly from my bank account?
Generally, yes. You can buy crypto with Fifth Third Bank online. Although we allow users to buy Bitcoin with a bank account, this payment gateway is currently unavailable to U.S.-based participants. Instead, enthusiasts in the U.S. can acquire Bitcoin and other crypto using their Fifth Third Bank credit or debit cards, offering a faster, more convenient experience.
Is there a minimum purchase amount on CEX.IO?
Yes. The minimum purchase amount on CEX.IO is $20 when using a Fifth Third Bank debit or credit card. This applies to both cryptocurrency purchases and deposits. The limit helps ensure smooth processing while keeping transactions accessible for beginners who want to start small and explore the crypto market securely.
Can I withdraw funds back to my Fifth Third Bank account?
Yes. You can withdraw fiat funds from CEX.IO to your Fifth Third Bank card. Simply sell crypto for USD using Spot Trading or the faster, beginner-friendly CEX.IO Convert tool. Once your crypto is converted to fiat, you can quickly and securely cash out your balance to your linked Fifth Third Bank debit or credit card. Please note that crypto withdrawals to Fifth Third Bank cards are not possible. If you want to withdraw crypto, you can transfer it to an external wallet address by following this guide.
What payment methods are available at CEX.IO?
In addition to credit and debit cards issued by Fifth Third Bank, JPMorgan, Wells Fargo, or Citibank, eligible users can buy crypto with PayPal. This allows enthusiasts to acquire crypto without sharing their card details online. Another way to obtain crypto at CEX.IO by linking your Fifth Third Bank card is to use mobile payment processors. Our platform allows iOS users to buy crypto with Apple Pay via our mobile app or web platform. Similarly, Android users can buy Bitcoin with Google Pay. Technically, it is possible to buy crypto with a prepaid card. However, we generally recommend avoiding this funding pathway as it may cause transaction confirmation issues. Using your Fifth Third Bank credit or debit card may offer a more straightforward crypto experience.