Buy Bitcon
$300
~ 0 BTC
$500
~ 0 BTC
$1,000
~ 0 BTC
How to Buy Bitcoin & Crypto with Citibank Bank
Citibank, one of America’s biggest financial players, allows its cardholders to make crypto-related payments on regulated exchanges. So if you’re a Citibank customer, you can easily buy Bitcoin and other cryptocurrencies at CEX.IO using your credit or debit card.
CEX.IO supports a variety of payment routes designed specifically for US-based users, including bank cards, PayPal, Google Pay, and Apple Pay. Even though ACH and Wire transfers aren’t supported for crypto purchases on our platform, card payments through Citibank are instant and hassle-free, allowing users to enter the market without waiting days for funds to settle.
What is Citibank Bank?
Citibank, the consumer division of Citigroup Inc., is a cornerstone of global banking, serving over 110 million customers across more than 160 countries. Known for its emphasis on innovation and international reach, Citibank provides both personal and institutional clients with access to a wide range of financial tools, from credit cards to wealth management.
For those looking to buy Bitcoin, Citibank offers a reliable bridge between traditional finance and crypto adoption. Its cards are compatible with secure, licensed exchanges like CEX.IO, allowing customers to make instant crypto purchases while benefiting from Citibank’s transaction protection and digital security frameworks.
How to Buy Crypto with Citibank Bank on CEX.IO?
If you’re a Citibank customer wondering how to buy Bitcoin with Citibank, CEX.IO gives you multiple paths to do it: all quick, compliant, and beginner-friendly.
Instead of waiting for a traditional bank transfer to clear, our Instant Buy feature lets you make a purchase with your Citibank card in a few simple steps.
You can do it directly from your desktop dashboard or through the CEX.IO App, which mirrors the same intuitive experience. Here’s how to do it:
1. Create a CEX.IO Account
Getting started takes just a few minutes. Visit CEX.IO.com or download our mobile app, then tap Sign Up.
Enter your email, set a strong password, and confirm registration from the email link we’ll send you.
Complete identity verification by uploading a valid photo ID, entering your personal details, and snapping a quick selfie for confirmation.
Once verified, your account is ready to buy, store, and trade crypto securely.
2. Navigate to Instant Buy
From your dashboard, open Buy Cryptocurrency or simply tap Buy in the app.
Choose USD, type how much you’d like to spend, and pick Bitcoin (BTC) or another supported coin. Click Buy Crypto Instantly to continue.
3. Add a Payment Method
Under Select Payment Method, choose Credit/Debit Card and enter your Citibank debit or credit card details — number, expiration date, and CVV.
Confirm and authorize the payment through your bank’s secure prompt.
4. Receive BTC in Your Wallet
Your purchase appears in your CEX.IO Wallet in moments.
Head to Wallet → Cryptocurrencies → BTC to view or manage your new balance.
Popular Ways to Deposit from Citibank to Crypto Exchanges
Citibank customers can typically fund crypto exchanges through ACH transfers, Wire payments, or credit and debit cards. However, on CEX.IO, only Citibank cards are supported for deposits. This method ensures instant processing by bypassing ACH delays and allows purchases through Google Pay, Apple Pay, or PayPal (for US-based enthusiasts only) for faster, seamless transactions.
FAQ
Is Citibank crypto-friendly?
Yes, Citibank generally allows customers to use their credit or debit cards to purchase crypto through regulated platforms like CEX.IO. While the bank does not directly provide crypto trading services, it permits such transactions when processed via secure, compliant exchanges that follow U.S. financial and anti-fraud regulations.
What are Citibank’s deposit limits for funding crypto exchanges?
Deposit limits depend on your Citibank card type and account status. On CEX.IO, Citibank cards typically support minimum deposits starting from $20. The maximum daily limit may reach $50,000 for VISA and $2,500 for Mastercard, subject to verification level and internal Citibank authorization policies.
What is the fastest way to deposit funds from Citibank to a crypto exchange?
The fastest method is through Instant Buy on CEX.IO, using your Citibank debit or credit card. Payments are processed instantly, and crypto appears in your wallet within moments. Unlike ACH transfers or wires, card payments eliminate waiting periods, making them ideal for quick, same-day purchases.
Does Citibank charge fees for crypto-related transfers?
Citibank may charge standard card transaction or cash-advance fees, depending on your account agreement. On CEX.IO, deposits made with Citibank cards are subject to platform fees of 0.49%–4.99% plus service charges, varying by amount and currency. Always review your Citibank statement for additional network or conversion costs.
Where can I buy crypto with a credit card?
You can buy crypto directly at CEX.IO, a licensed and regulated exchange that supports both Citibank credit and debit cards. The process is identical for both card types: register, verify your account, access Instant Buy, and purchase Bitcoin or other supported cryptocurrencies instantly and securely.
What other payment methods are available at CEX.IO?
CEX.IO offers a range of flexible payment gateways beyond traditional cards. You can buy crypto with Apple Pay or buy crypto with Google Pay for fast mobile transactions. It’s also possible to buy crypto with a prepaid card, although we don’t recommend it, since some issuers cause transaction confirmation delays or temporary holds.
For US-based customers exclusively, you can buy Bitcoin with PayPal, which allows deposits up to $1,000 and withdrawals up to $10,000. In addition, Skrill, Neteller, Epay, SEPA, Faster Payments, and SWIFT are available in other supported regions.
Please note: availability of specific payment methods depends on your country and verification level. Not all services are accessible to US users, but CEX.IO ensures that every funding solution offered is secure, compliant, and easy to use.