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$300
~ 0 BTC
$500
~ 0 BTC
$1,000
~ 0 BTC
Market Cap
$2.24T
Volume
$7.44M
Daily Change
$2.64K
Daily Change
2.35%
30d Change
3.67%
90d Change
4.55%
How to Buy Bitcoin with Chime on CEX.IO
Chime is a US-based financial technology company that provides customers with a mobile-first banking experience, primarily through debit cards and app-based services. Many enthusiasts consider using their Chime account or debit card to purchase Bitcoin (BTC).
At the moment, CEX.IO does not support Bitcoin purchases via Chime directly. However, eligible customers can still buy BTC and other cryptocurrencies using a wide variety of secure, regulated, and widely supported payment methods.
Every registered and verified user also receives a free crypto wallet on CEX.IO, which allows them to seamlessly buy, sell, convert, hold, and trade Bitcoin, either directly or with up to 20x leverage for advanced users in supported regions.
This guide explains how Chime works, what to expect when buying crypto through it, and what safer alternatives you can use today with CEX.IO.
How to Buy Bitcoin with a Chime Debit Card?
Since CEX.IO does not process Chime transactions directly, you cannot connect your Chime debit card to purchase BTC on the platform. On other services that accept Chime, the process usually mirrors traditional debit card purchases:
- Open an account with a crypto exchange that accepts Chime.
- Select Bitcoin as your desired asset.
- Enter your Chime debit card details (card number, expiration date, and CVV).
- Confirm the payment to receive BTC.
Keep in mind: not all exchanges support Chime, and availability may vary by region.
How to Buy Bitcoin at CEX.IO: a Step-by-Step Guide
Even without Chime, CEX.IO offers multiple payment pathways tailored for both beginners and experienced traders. In this regard, Instant Buy is the most intuitive way to get started. Before you start, it’s always a good idea to visit our Bitcoin prices page to get the latest information about BTC’s current value and hottest trading pairs.
Step 1 – Create an Account
Go to CEX.IO and click Register. Enter your email address, create a strong password, and verify your email through the confirmation link sent to your inbox.
Step 2 – Verify an Identity
To unlock deposits and purchases at CEX.IO, complete the identity verification (KYC) process. You’ll need to:
- Upload a government-issued ID (passport, driver’s license, or national ID card).
- Take a selfie or video verification for comparison.
- Confirm your address and provide proof (such as a utility bill or bank statement).
Verification ensures compliance with regulations and keeps your account secure.
Step 3 – Log in and Access Instant Buy
Use your credentials to log in. From your dashboard (or under the Products menu), choose Instant Buy. From there, you can proceed as follows:
- Specify your preferred fiat currency (USD, EUR, or GBP).
- Enter the amount.
- Choose BTC from the list of vetted assets.
- Click Buy Crypto Instantly.
Step 4 – Select Your Payment Method
From the Add Funds page, specify your preferred funding gateway by clicking the Select Payment Method tab. You can choose between credit/debit cards, bank transfers, or Apple Pay/Google Pay. Then, enter your financial details.
Step 5 – Confirm Your BTC Purchase
Review the purchase details, including fees and the BTC amount you’ll receive. Follow the on-screen instructions to complete your order. Your Bitcoin will appear in your free CEX.IO wallet almost instantly.
What other Payment Methods can I use to buy Bitcoin at CEX.IO?
Since Chime isn’t supported, here are some reliable alternatives available on CEX.IO:
Buy Bitcoin with Google Pay
On the CEX.IO mobile app, you can:
- Log in.
- Tap Buy.
- Choose BTC.
- Enter your fiat amount to see the BTC equivalent.
- Tap Buy Crypto with Google Pay.
- Link your Google Pay account.
- Confirm the purchase.
Buy Bitcoin with Apple Pay
At CEX.IO, Apple users can:
- On mobile app: follow the same steps as Google Pay, but tap Buy Crypto with Apple Pay.
- On the web client: select Instant Buy, pick Apple Pay as the method, scan the QR code with your iOS device, and approve the transaction in Apple Wallet.
Buy Bitcoin with a Bank Account
For larger transfers, our platform allows you to buy Bitcoin with a bank account. However, in this case, you’ll need to use the Wallet section instead of Instant Buy:
- Log in and open Wallet.
- Choose BTC and click Add Funds.
- Select Bank Transfer (SEPA, SWIFT, or Faster Payments, depending on region).
- Copy the provided bank details.
- Paste them into your online banking app and complete the transfer.
Funds will be credited to your BTC balance once processed.
Full List of Supported Payment Methods
CEX.IO also supports:
- Visa and Mastercard
- PayPal (US-based customers only)
- Skrill
- Neteller
- Epay
- MoneyGram
- Discover
- Wise
- Venmo
- Revolut
Disclaimer: Payment method availability depends on your country of residence. Always check your account dashboard for the latest solutions.
FAQ
What is Chime?
Chime is a US-based financial technology company that provides digital banking services through a mobile app and a Visa debit card. It is not a bank itself but partners with FDIC-insured banks to offer checking and savings accounts. Chime is especially popular among younger customers thanks to its no-fee model, early direct deposit feature, and easy-to-use mobile interface.
Can I buy Bitcoin with Chime?
On some exchanges, you may be able to link your Chime debit card and use it just like a traditional Visa debit card. However, CEX.IO does not currently support Bitcoin purchases with Chime.
Instead, CEX.IO offers a diverse selection of proven and secure payment methods, including Visa and Mastercard, bank transfers (SWIFT, SEPA, Faster Payments), Apple Pay, Google Pay, PayPal, and Skrill. All registered and verified users also receive a free crypto wallet to buy, sell, convert, hold, and trade Bitcoin safely within the CEX.IO ecosystem.
Is Chime legit?
Yes. Chime is a legitimate financial technology company operating under US regulations. While it is not a bank, its services are backed by FDIC-insured partner banks, ensuring that customer deposits are federally protected up to $250,000. Chime has millions of users in the United States and is widely regarded as a trusted fintech provider.
What exactly does Chime do?
Chime provides customers with app-based banking services designed for convenience and accessibility. Its features include:
- Checking accounts with no monthly fees.
- Savings accounts with automatic round-up tools.
- A Visa debit card for everyday purchases.
- Early direct deposit, allowing users to access paychecks up to two days early.
- Peer-to-peer money transfers through the Chime app.
In short, Chime focuses on streamlined, low-cost, mobile-first banking, potentially making it an attractive alternative to traditional banks for many US-based users.
Why is Chime not a real bank?
Chime is not a traditional bank; it partners with FDIC-insured banks to deliver its services. This means it operates as a financial technology company rather than a standalone bank.
Can I use Chime in Europe?
No. Chime currently operates only in the United States.
Can Chime send internationally?
No. Chime doesn’t support international wire transfers or overseas use. Its services are limited to domestic US-based transactions.