Convert USD ↔ USDT ↔ USDC at 1:1 — No Fees!

1. Zero-fee conversions between USD, USDC, and USDT are available up to a monthly limit of 100,000 USD (or equivalent) per pair. That means: You can swap up to 100,000 USD ↔ USDC in a month. You can also swap up to 100,000 USD ↔ USDT in a month. And up to 100,000 USDC ↔ USDT in a month.
2. 1:1 conversion rate is possible under normal market conditions. In rare cases of extreme market volatility or liquidity disruptions, the free conversion feature may be temporarily suspended without a prior notice.
3. Trading fee rewards and bonuses are non-withdrawable.
4. These rewards and bonuses can be used exclusively to cover spot trading fees on CEX.IO.
5. Trading fee rewards and bonuses are granted for a limited time of 14 days. After this period, any unused rewards will be automatically revoked.
6. To receive the trading fee bonus, users must first click the “Claim My Reward” button, log in or sign up on CEX.IO, and complete their first spot trade.
7. After completing the first trade, users will receive a notification in the CEX.IO App about the available bonus. To claim it, they need to tap “Claim” on the corresponding notification.
8. This special offer is not time-limited but may be terminated at the sole discretion of CEX.IO.
9. The bonus amount depends on the size of the user's first spot trade. Bonus tiers are detailed on this page.
10. The offer is available in all countries where CEX.IO Spot Trading is supported. You can check the list of unsupported countries here.
11. CEX.IO may disqualify participants who are suspected of bulk registration and/or verification. CEX.IO reserves the right to disqualify any participant at its sole and absolute discretion.
12. Only verified users are eligible to use the trading fee balance.
13. CEX.IO reserves the right to modify the dates, terms, and conditions of this promotion at any time without prior notice.

To become eligible, you’ll need to register and verify your account. Once verified, you can access your holdings in the Wallet. To use the Crypto Converter:

1. Open your Wallet.
2. Find the cryptocurrency you want to convert under the Cryptocurrencies tab.
3. Click Convert next to it.
4. Select the asset you want to receive.
5. Confirm your conversion.

The converted funds will appear in your balance almost instantly.

A 1:1 conversion means you can exchange between USD, USDT, and USDC without any exchange rate spread. Each unit is treated equally, ensuring your value remains the same when switching between these supported stable assets. This feature is similar to using a crypto exchange with zero trading fees, where you can switch supported assets seamlessly without losing value to spreads.

This shows the current exchange value between USDC and USDT. It reflects how much of one stablecoin you’ll receive for the other at the time of conversion.

Yes. You can seamlessly convert USD to USDC and/or USDT, and back again, using the CEX.IO Crypto Converter.

Conversions made through our Crypto Converter are processed near instantly.

Yes. You can review all details in the Transaction History section of the CEX.IO App. Conversions made via the Convert service are recorded as market orders.

CEX.IO has been serving millions of customers worldwide for over a decade, with a proven record of innovation and reliability. Key benefits include:

• Free Crypto Wallet – securely store your digital assets with no extra cost, and manage both crypto and fiat funds from one account.
• Crypto Converter – exchange crypto seamlessly without charts.
• Spot Trading – intuitive, user-friendly markets.
• Margin Trading – advanced tools with up to 20x leverage.
• CEX.IO Earn Program – eligible users can allocate assets in savings or staking programs to potentially receive rewards.
• CEX.IO Pay – send and receive crypto instantly, with zero fees, between CEX.IO users.
• Crypto Debit Card – spend crypto for in-store or online purchases (EEA customers only).
• Welcome Bonus – up to 1,000 USDC for new customers on their first purchase/deposit.
• Multiple currencies – USD, EUR, GBP.
• Multiple payment methods – buy crypto with a bank account, debit/credit cards, and e-wallets.

The Convert tool is a simple and intuitive way to exchange crypto-to-crypto, crypto-to-fiat, and fiat-to-crypto at current market rates. While traditional trading may offer access to potentially more favorable market conditions, it can be complex and involve higher risk for beginners. Convert provides a fast, user-friendly alternative for straightforward exchanges.

Yes. You can purchase USDC with USDT through Spot Trading. Alternatively, the Crypto Converter lets you instantly swap USDC for USDT with zero fees.

Registration is quick and simple. Create your account, then complete identity verification to unlock access to all services. Verification ensures security and gives you full access to deposits, withdrawals, and bonus eligibility.

The most intuitive way to buy USDT is through Instant Buy:

1. Log in to your CEX.IO account.
2. Go to Instant Buy from the dashboard or Products menu.
3. Select your fiat currency.
4. Enter the amount you’d like to spend.
5. Choose USDT from the list (or use the search bar).
6. Click Buy Crypto Instantly.
7. On the Add Funds page, select your preferred payment method.
8. Provide the required financial details.
9. Review and confirm.

Your USDT will appear in your wallet instantly.

Yes. You can sell USDT in several ways:

• Trade on Spot Trading or Margin Trading (with up to 20x leverage).
• Use the Crypto Converter to instantly swap USDT for USDC, fiat, or other supported assets.

It’s simple to add USD to your account:

1. Register and verify your identity.
2. Log in to your account.
3. Go to Wallet from the dashboard or Products menu.
4. Under the Fiat tab, find USD.
5. Click Add Funds.
6. Enter the amount.
7. Select your payment method.
8. Add financial details.
9. Review and confirm.

Funds are credited instantly.

The Free Crypto Bonus is part of CEX.IO’s Welcome Bonus program, created to help new customers get started with extra value. When you join the promo and make your first crypto purchase or deposit, you can receive a reward of up to 1,000 USDC. The size of your bonus depends on the amount you deposit, with tiered rewards that scale from 10 USDC up to 1,000 USDC for larger deposits.

To qualify, you first need to join the promo and then complete your first purchase or deposit through your CEX.IO account. The amount you deposit or spend determines the size of your reward: the more you start with, the higher your bonus.

The bonus is tiered:

• $100+ = 10 USDC
• $500+ = 50 USDC
• $5,000+ = 200 USDC
• $50,000+ = 1,000 USDC

After your first purchase or deposit:

1. Download the latest CEX.IO App from your iOS or Android store.
2. Open the Notification Center.
3. Tap Claim my reward, then Claim.

Your bonus will be added to your Spot Trading Fee Balance.

Your Welcome Bonus is credited directly to your Spot Trading Fee Balance. This means you can use it to cover trading fees on Spot Trading, helping you trade more cost-effectively.

The Spot Trading Fee Balance is a separate USDC balance on CEX.IO that can be used exclusively to cover trading fees on Spot Trading. You may receive funds to this balance by participating in CEX.IO activities and promotions, such as the Welcome Bonus.

When you close a position, the commission is first deducted from your Trading Fee Balance in its USDC equivalent.

• If the balance is insufficient to cover the fee, the remaining amount is deducted from your regular account balance.
• Once the Trading Fee Balance is used up, fees are charged as usual from your account balance.

This way, the Trading Fee Balance helps you reduce costs while actively trading.

The most intuitive way to check your Trading Fee Balance is in the Place Orders section on the Spot Trading page, where it appears directly above your order settings.

You can also review it in several other places:

• Finances Page – Hover (or tap on mobile) to see accrual details and expiration dates.
• Reports Page – Under the Transactions tab, select Trading Fee as the account type.
• Order Details – Displays how much commission was covered by your Trading Fee Balance versus your regular trading account.

Your Welcome Bonus is valid for 14 days from the moment it is credited to your account. Any remaining balance not used within this period will be automatically removed.

No. The Welcome Bonus is not withdrawable. It is designed to reduce your trading costs by covering Spot Trading fees, rather than being transferred or withdrawn as crypto or fiat.

The CEX.IO App is simple, intuitive, and supports all features available on our web-based platform. With the app, you can register, verify, claim bonuses, trade, convert, and manage your account in a few taps. Our app is available on both iOS and Android.

Zero-fee conversions between USD, USDC, and USDT are available up to a monthly limit of 100,000 USD (or equivalent) per pair. That means: You can swap up to 100,000 USD ↔ USDC in a month. You can also swap up to 100,000 USD ↔ USDT in a month. And up to 100,000 USDC ↔ USDT in a month.

1:1 conversion rate is possible under normal market conditions. In rare cases of extreme market volatility or liquidity disruptions, the free conversion feature may be temporarily suspended without a prior notice.