Buy Bitcoin with Sygnum Bank

How to Buy Bitcoin & Crypto with Sygnum Bank

If you want to buy Bitcoin with Sygnum Bank and explore the wider digital asset market, CEX.IO offers a secure, intuitive pathway. While Sygnum offers regulated access to more than 30 cryptocurrencies, many users choose to complement their banking services with a platform that supports instant Visa and Mastercard purchases and provides access to 300+ assets. 

This guide explains how to connect your Sygnum card to CEX.IO, purchase crypto smoothly, and manage your assets through a trusted, long-standing ecosystem.

What is Sygnum Bank?

Sygnum Bank is a fully regulated digital asset banking group founded in Switzerland and Singapore, offering institutional-grade access to cryptocurrencies and tokenized assets. It operates under a FINMA banking licence and MAS regulatory approval, providing services such as Sygnum crypto trading, custody, staking, lending, tokenization, and 24/7 e-banking for more than 30 supported digital assets. 

With a focus on compliance, security, and technical infrastructure, Sygnum serves both professional and private clients seeking trusted exposure to digital assets.

Eligible users can also use Sygnum Visa or Mastercard to buy crypto on CEX.IO and gain access to 300+ digital assets, including Bitcoin, Ethereum, and Solana.

How to Buy Crypto with Sygnum on CEX.IO

Buying Bitcoin with your Sygnum card on CEX.IO is fast, secure, and intuitive. Once your account is set up, you can use any eligible Visa or Mastercard issued by Sygnum to purchase BTC and other supported assets instantly.

1. Create a CEX.IO Account

Start by opening a free account on CEX.IO via the website or mobile app. Select Create your account, enter your email and password, choose your country of residence, and accept the Terms of Use. After confirming your email, your profile will be ready for verification so you can begin your Sygnum crypto purchases smoothly.

3. Go to Instant Buy

From your dashboard:

1. Select Buy Cryptocurrency
2. Choose the fiat currency you want to spend
3. Enter the amount.
4. Select BTC or any other supported asset. 
5. Click Buy Crypto Instantly. 

2. Add a Payment Method

This will prompt you to our Add Funds page. Here, you can choose which card you want to use to buy Bitcoin with Sygnum. Simply click Select Payment Method and enter your Signum credit or debit card details, and click Add Card. 

Once done, review all details and complete your BTC purchase on CEX.IO. 

4. Receive BTC in Your Wallet

After the transaction is authorised, your Bitcoin will be automatically added to your CEX.IO Wallet. 

From here, you can hold your assets, convert them, or start trading on the Spot market. Your wallet gives you a secure, convenient place to manage everything in one place.

Sygnum Crypto Trading Fees

Sygnum crypto fees follow a traditional banking model, with digital asset trading starting at a minimum fee of CHF 80 and a standard rate of 0.8% per trade. Larger trades may offer tiered reductions, but overall costs remain higher than those found on many dedicated exchanges. Additional custody and transfer fees may also apply, depending on asset value.

By comparison, CEX.IO offers a more flexible, volume-based structure that starts at 0.25% and decreases as your 30-day trading activity increases. This model can be more cost-effective for frequent or high-volume traders, especially those looking to access 300+ assets and deep liquidity.

Sygnum Crypto Withdrawal

Sygnum applies a structured fee model when clients withdraw digital assets to an external wallet. These withdrawals are subject to the bank’s “transfer out” charges and are priced based on the total value of the transaction. 

Withdrawals up to CHF 500,000 are charged 0.2%, while transfers between CHF 500,000 and CHF 2 million incur an additional 0.1% on the remaining amount. For withdrawals above CHF 2 million, Sygnum charges a flat fee of CHF 2,500. A minimum fee of CHF 100 always applies, and certain token types may carry higher indicative minimums. Standard network fees also apply.

This structure suits large-scale or institutional movements but may feel costly for retail-sized withdrawals.

How to Withdraw Crypto Using CEX.IO

If you hold your assets on CEX.IO and want to move them off the platform, withdrawing crypto is straightforward. 

You can transfer tokens directly from your CEX.IO Wallet to any external blockchain address by selecting the asset, entering the recipient wallet address, and confirming the transaction. Network fees will depend on the token and blockchain used.

If your goal is to cash out to fiat, CEX.IO offers two seamless paths:

1. Convert Crypto to Fiat Instantly – With CEX.IO Convert, you can exchange your crypto to USD, EUR, or GBP in seconds. This method is ideal for quick exits without navigating charts or order books.
2. Trade on the Spot Market – Users who prefer market execution can trade their crypto for fiat on CEX.IO Spot Trading, then withdraw their fiat balance once the trade is complete.

Fiat Withdrawal Fees on CEX.IO (Cards)

Once users convert or trade crypto into fiat, they can withdraw funds to a Visa or Mastercard. Withdrawal fees on CEX.IO vary by card type:

Sygnum VISA:

• Daily withdrawal limits: $20 – $50,000
• Withdrawal commission: 0.49% – 4.99% + service charge

Sygnum Mastercard:

• Daily withdrawal limits: $20 – $2,500
• Withdrawal commission: 0.49% – 4.99% + service charge

These card-based payouts offer a fast, convenient way to access cash, compared with bank-grade digital asset withdrawals, which carry higher fixed costs.

Quick Comparison Summary

Below is a simplified overview of how CEX.IO fiat withdrawals compare with Sygnum Bank’s digital asset withdrawal structure. This helps highlight the practical differences users may experience depending on their preferred flow.

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