🚀 Meet CEX.IO Pay

Send crypto to any CEX.IO user — instantly and for free. No more long wallet addresses, no high fees or waiting time.

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How it works

1. Tap ‘Send’ 🚀

Open the CEX.IO App and hit the Send button right on the main screen.

1. Tap ‘Send’ 🚀

2. Pick your crypto 💰

Choose which coin you want to send — whatever’s in your balance.

2. Pick your crypto 💰

3. Select CEX.IO Pay ⚡

Go with CEX.IO Pay for an instant, fee-free transfer.

3. Select CEX.IO Pay ⚡

4. Add a friend 👤

Type in their CEX.IO User ID and name, or just pick someone from your saved contacts.

4. Add a friend 👤

5. Enter the amount ✍️

Say how much you want to send — as little or as much as you like.

5. Enter the amount ✍️

6. Drop in a note 📝 (optional)

Want to say hi or explain the transfer? Add a quick message.

6. Drop in a note 📝 (optional)

7. Hit confirm ✅

Give everything a quick check, then send it off. Done!

7. Hit confirm ✅
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Frequently Asked Questions

CEX.IO Pay is a fast, fee-free way to send and receive crypto between registered CEX.IO users. All you need is the recipient’s CEX.IO User ID — no wallet addresses, no waiting, no fees.

CEX.IO Pay is available in most countries where CEX.IO operates. Availability may vary depending on your location. To see which services are offered in your country, visit our Licenses and Registrations page.
In the U.S., availability may differ by state. You can view the full list of supported states and territories here.

  • Log in to the CEX.IO App or visit CEX.IO website, and tap Send in your Wallet.
  • Choose the crypto you want to send.
  • Select CEX.IO Pay as the sending method.
  • Enter the recipient's CEX.IO User ID (you can save it for future use).
  • Input the amount and add a comment (optional).
  • Review the details and confirm. That’s it — your crypto is sent instantly!

Just share your CEX.IO User ID with the sender. Once they send the crypto, it will appear in your balance instantly. You’ll also get a notification.

Your User ID (username) is visible in your profile section in the CEX.IO App and website. Find it here.

No. Internal transfers via CEX.IO Pay are 100% free.

Yes. All transfers happen within the secure CEX.IO ecosystem. Just be sure to double-check the User ID before sending — transfers are instant and usually cannot be reversed.

CEX.IO Pay supports any crypto that is available in both your wallet and your recipient’s. Please ensure the currency is available for the recipient before sending.

No. CEX.IO Pay is designed for internal transfers only between CEX.IO users. To send crypto outside the platform, use the standard withdrawal option (network fees may apply).

There’s no minimal amount requirement for internal transactions. The maximum daily limit depends on your verification level. For new users, the daily limit is 1,000 USD (or crypto equivalent), and the monthly limit is 3,000 USD (or crypto equivalent). These limits can be increased later.

Invite them! Share your referral link (found in the Referral Program section). When they join and start trading, you’ll earn 30% of their trading fees as a reward.

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