How to Buy ATOM Instantly With Your Credit or Debit Card

The Cosmos Network's goal is straightforward: to allow any blockchain to interact, share data, and transact with any other blockchain. By allowing several blockchains to interact, there is less of a need for these networks to compete to be the one blockchain that rules them all. Instead, several separate blockchains can coexist, each with its own set of specialized use cases and benefits.

The Cosmos Network is powered by three technologies: Tendermint – A consensus protocol that allows developers to develop proof of stake crypto projects. The Cosmos SDK – enables developers to build on top of the Tendermint-based blockchain. The Internet-Blockchain Communication Protocol (IBC) – A system that allows different blockchains to communicate using hubs.

ATOM is the native coin of the Cosmos network. Holding ATOMs allows the holder to stake and validate blocks, vote on governance issues, and pay for transaction fees on Cosmos.

Get your Cosmos tokens in five easy steps.

It only takes a few easy steps to instantly buy ATOM with your payment card on our Exchange. Speed matters - get instant confirmation and straightforward registration & KYC verification!

  • Click the Buy/Sell tab on the top left section of the CEX.IO Exchange.
  • If you do not have an account, simply go through the registration & verification process. It is pretty straightforward and takes only a few minutes.
  • Decide the amount of USD you want to spend and the number of ATOM coins you wish to purchase.
  • Provide your card details to link it to your CEX.IO account.
  • After verifying your card, you'll see the transaction details of how many ATOM coins you are buying and how much it will cost.
  • Confirm the details and authorize the transaction.

Congratulations! Your ATOM tokens will be deposited to your account in a few minutes, if not seconds.

How to buy Cosmos with a debit card

Buy Cosmos and other cryptocurrencies worldwide instantly and with low fees on CEX.IO. Use your debit card to purchase crypto with a minimum amount as low as $20. With a straightforward registration and verification process, just enter your desired ATOM amount and follow the steps above. Buying cryptocurrency has never been easier.

How to buy Cosmos with a credit card

You can also buy Cosmos using your credit card. Simply link your credit card to your CEX.IO account to fund your CEX.IO account. You can fund your account with your local currency. You do not have to worry about exchanging currencies. CEX.IO then automatically calculates the exchange rates and converts your local currency to one of the currencies available on CEX.IO USD/EUR/GBP.

Get the best rates when buying Cosmos

CEX.IO is one of the most trusted places where you can use any debit or credit card to safely & instantly buy Cosmos and skip complicated payments.

Easy to start

Simply create an account with us, link your payment card, and your ATOM will be in your wallet shortly.

Highly secure

With over 2.5 million users worldwide in the last 5 years, CEX.IO is one of the most reputable crypto exchanges available.

The best way to buy Cosmos

If you want to buy Cosmos, one of the best ways is with fiat money, meaning with a credit or debit card. Buying Cosmos with your debit or credit card will be much faster and, more importantly, simpler than doing so with another cryptocurrency. On CEX.IO, you don't need to already own crypto or swap another crypto into ATOM. Plus, the process of buying using your payment card is straightforward. By purchasing your Cosmos with a credit card, CEX.IO will instantly notify and confirm your transaction through lightning-fast payouts.

To get started, just click on an ATOM pack above or determine the amount you would like to buy, then pay with your debit or credit card.

CTA (Button) Buy ATOM

Where to keep your ATOM coins?

Store your ATOM coins with one of the best and most secure digital wallets available — The CEX.IO Wallet. Moreover, if you want to use your wallets to guarantee total ownership over your assets, CEX.IO allows you to transfer your ATOM coins to your non-custodial or hardware wallet.



What can you do with your ATOM coins?



A long-term investment in ATOM with the expectation of it increasing in value. You can safely store your ATOM in the CEX.IO Crypto Wallet.

Exchange ATOM

Instantly exchange Cosmos with the best ATOM exchange rates. We offer various trading pairs for Cosmos trading through the CEX.IO Crypto Exchange.


CEX.IO allows you to easily buy Cosmos online and send it to anyone anywhere with their Cosmos address.

Receive ATOM

Receive Cosmos from anyone instantaneously through your web browser or mobile phone.

Stake ATOM

You can earn passive income by participating in the Cosmos network using delegation.


Should you buy ATOM coins?


Definetely! And here is whyInteroperability has been a significant issue in the blockchain space. While blockchain platforms like Polkadot and Avalanche are working on solutions to this challenge, they use independent bridges to connect different blockchains. However, the Cosmos network allows different blockchain to communicate through hubs — the first of thousands of crypto ecosystem that enables developers to connect their old and new blockchain to communicate with each other.

Cosmos network does not require every project to develop a bridge to other projects. They can all communicate on the Cosmos hub. Such a use case is unique, and it gives Cosmos the potential to be a one-of-a-kind blockchain crypto project.


Where to get Cosmos crypto in the U.S.


CEX.IO offers an excellent opportunity to all our U.S. citizens the best place to buy ATOM online instantly. Alternatively, you can purchase Cosmos from decentralized exchanges such as Uniswap or through Peer-to-peer (P2P) transactions. However, you need to be careful when making P2P transactions and ensure you receive your Cosmos coins. But some P2P platforms provide escrow services to ensure both parties act honestly.


How to invest in Cosmos


Like any other cryptocurrency, you can choose to buy and HODL your Cosmos coins and sell them at a later date. Additionally, you can trade them by buying low and selling high. With an easy-to-use and secure wallet, CEX.IO allows you to HODL your tokens on the CEX.IO Wallet and trade them on the CEX.IO exchange.